5 Beaver Pond Road
Harbour Breton, NL, A0H1P0
List price
$549,000
About this propertyMLS® 1305324
Welcome to 5 Beaver Pond Road in Harbour Breton! This stunning home offers over 6,000 square feet of living space, beautiful ocean views, and a fantastic location at the end of a quiet cul-de-sac. With four spacious bedrooms, plenty of room for entertaining, and so many extras, you'll love everything about this one! From the moment you step inside, you'll be impressed by the beautiful staircase, soaring 18-foot vaulted ceilings, hardwood flooring, ceramic tile, and gorgeous accent ceilings. The main floor features a bright living room just off the entryway that would also make a fantastic home office, a spacious family room with a propane fireplace, dining nook, and a beautiful kitchen with stainless steel appliances and a centre island complete with sink, and a wine fridge. There's also a formal dining room, pantry, laundry room, half bath, and a bedroom currently used as a playroom. Upstairs you'll find a large landing with a sitting area and a spacious primary suite featuring a massive ensuite with both a tub and separate shower. Imagine relaxing in the tub while enjoying the gorgeous ocean views! There's also an additional linen closet off the ensuite and an incredible walk-in closet with custom shelving and room for everything! Two more generous bedrooms, one with its own ensuite and walk-in closet, plus another full bathroom complete this level. The fully finished basement offers even more room to entertain and enjoy, with a wet bar, full bathroom, bonus room, MASSIVE rec room, endless storage, and a convenient mudroom with an oversized closet and ground-level walkout to the backyard. Outside is just as impressive, with a multi-level deck, swimming pool, hot tub, attached garage, and wired detached garage. Additional features include two 200 amp panels and a fully ducted Trane heat pump system. Custom-built on an impressive scale, this home offers an exceptional combination of space, comfort, and quality, all overlooking the beautiful waters of Harbour Breton.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Recreation room Recreation room Bath (# pieces 1-6) Not known | 17.8 x. 26.0 19.10 x 26.0 · 497 sqft 7.2 x 11.0 · 79 sqft 20.10 x 12.8 · 257 sqft |
| Second level | Bath (# pieces 1-6) Ensuite Bedroom Bedroom Storage Ensuite Primary Bedroom | 12.10 x 5.6 · 68 sqft 8.10 x 6.0 · 49 sqft 13.0 x 12.4 · 161 sqft 12.8 x 14.1 · 180 sqft 13.0 x 8.4 · 109 sqft 12.4 x 17.2 · 213 sqft 19.10 x 19.10 · 365 sqft |
| Main level | Dining room Bath (# pieces 1-6) Playroom Kitchen Dining nook Family room Not known Foyer | 13.0 x 17.0 · 221 sqft 4.7 x 5.0 · 24 sqft 16.0 x 10.10 · 162 sqft 15.4 x 22.2 · 342 sqft 11.11 x 22.10 · 246 sqft 15.5 x 20.10 · 312 sqft 13.1 x 19.4 · 254 sqft 13.0 x 7.2 · 94 sqft |
Harbour Breton at a glance
Live market stats for Harbour Breton: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
4
Median list price
$700k
Price range
$90k – $1.4M
Typical build
1997
Average size
5,669 sqft
Where Harbour Breton listings are priced
Every active list price in Harbour Breton, grouped into bands.
List price, thousands of $ · 4 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 1 |
| 500–750 | 1 |
| 750–1M | 1 |
| 1M+ | 1 |
How Harbour Breton compares
Median list price against the next biggest markets. Click a row for that area guide.
Harbour Bretonnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
22 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Burin · updated 9:30 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$4,825 / year
≈ $402 / month · assessment year 2026
Climate
Feb -1° · Aug 19°
normal daily high · HARBOUR BRETON station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $200,664
Closing costs + five years of running costs + 60 mortgage payments on a $549,000 home.
If rates rise 2 points
$31,965 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,294
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$109,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,128
- Property taxfrom the feed$4,825
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $45,265
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,001 | $229,090 | needs mortgage insurance (not modelled) |
| 10% | $2,843 | $219,614 | needs mortgage insurance (not modelled) |
| 20% | $2,527 | $200,664 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$521/mo
Est. winter heating (heat pump electricity): about $1,564 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 6,115 sqft. Severity 0.98× St. John's from the HARBOUR BRETON station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,527/mo
- Today, posted2026-11-11 · 6.19%$2,881/mo
- 5 years ago2021-11-03 · 4.79%$2,514/mo
- 10 years ago2016-11-02 · 4.64%$2,476/mo
At 6.19%, five years ago, the same mortgage would have cost $354 more each month than at today's posted rate.
Principal & interest only: $439,200 (80% of the $549,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-11. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,717/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$403/mo
Principal & interest $0 + property tax $403 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-686
NOI / month
$-686
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $403 | $4,825 |
| Expenses | $284 | $3,408 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-686 | $-8,232 |
| NOI | $-686 | $-8,232 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty