Affordability
What your monthly payment buys
Set the payment you're comfortable with. We solve the largest mortgage it supports at today's 5-year rate, then rank the province's busiest markets by median price — so you can see which city's middle-of-the-market home fits, before you book a single viewing.
Your numbers
Maximum home price this payment supports
$566k
$2,500/mo over 25 years at 4.44% · 20% down · 12 of 12 cities fit
Principal & interest only at 4.44% (2026-11-02 — live best market rate, Ratehub.ca rate); taxes and heat excluded — see city est. below. Solves the largest principal $2,500/mo supports over 25 years, then divides by (1 − 20%) down to a maximum price, rounded to the nearest $1,000. Not an approval — lenders add taxes, heat and fees, and apply the stress test.
Where it goes furthest
median price · 12 busiest markets
Cheapest median first. Bars compare median prices; the sentence under each row says what $2,500/mo actually buys there.
- Bay Roberts$225k
$150/sqft · est. tax $97/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Bay Roberts.
- Clarenville$240k
$148/sqft · est. tax $128/mo · fits — 4-bed median — Your $2,500/mo buys the median 4-bed in Clarenville.
- Grand Falls-Windsor$254k
$160/sqft · est. tax $154/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Grand Falls-Windsor.
- Stephenville$265k
$151/sqft · est. tax $90/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Stephenville.
- Corner Brook$302k
$153/sqft · est. tax $212/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Corner Brook.
- Torbay$310k
$208/sqft · est. tax $163/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Torbay.
- Conception Bay South$317k
$227/sqft · est. tax $196/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Conception Bay South.
$224/sqft · est. tax $187/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Portugal Cove-St. Philip's.
- Gander$399k
$212/sqft · est. tax $151/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Gander.
- St. John's$400k
$191/sqft · est. tax $246/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in St. John's.
- Mount Pearl$425k
$193/sqft · est. tax $217/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Mount Pearl.
- Paradise$520k
$229/sqft · est. tax $267/mo · fits — 3-bed median — Your $2,500/mo buys the median 3-bed in Paradise.
Median price, median $/sqft and estimated tax are market-level aggregates across each city's active listings; tax is the median reported annual tax ÷ 12 and only shows where the feed carries it. Bars are a single series (median price) in one hue — the value column and each row's sentence carry the meaning, never colour alone.