About this propertyMLS® 1305376
Cozy two bedroom home located on a quiet residental street is now available for immediate possession. This property is completely move in ready and has been very well maintained. The main level features are a spacious kitchen with loads of cabinets and counter space. The formal dining space is open to the living room providing a great spot to entertain family and friends. Rounding out the main level are two sizeable bedrooms , a four piece bath, laundry room and porch/mudroom. The full walkout basement has a space guest room, workshop area and lots of storage space. Double wide paved driveway. Two newer desks and hotwater tank highlight the most recent upgrades. The sale comes complete with all appliances and window coverings. Check out this little gem today.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Not known | 10 x 12 · 120 sqft |
| Main level | Porch Laundry room Bath (# pieces 1-6) Bedroom Bedroom Kitchen Dining room Living room | 5.5 x 6 · 33 sqft 4 x 7 · 28 sqft 8.5 x 9 · 77 sqft 10.6 x 13.9 · 147 sqft 9.6 x 10 · 96 sqft 10 x 11 · 110 sqft 7.6 x 10 · 76 sqft 10.6 x 13.9 · 147 sqft |
Channel-Port aux Basques at a glance
Live market stats for Channel-Port aux Basques: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
27
Median list price
$175k
Price range
$16k – $3.5M
Typical build
1971
Average size
3,913 sqft
Where Channel-Port aux Basques listings are priced
Every active list price in Channel-Port aux Basques, grouped into bands.
List price, thousands of $ · 27 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 17 |
| 200–300 | 4 |
| 300–400 | 4 |
| 1M+ | 2 |
How Channel-Port aux Basques compares
Median list price against the next biggest markets. Click a row for that area guide.
Channel-Port aux Basquesnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore Channel-Port aux Basques on Walk ScoreLocation, air, flood & taxes
Elevation
15 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$810 / year
≈ $68 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $52,967
Closing costs + five years of running costs + 60 mortgage payments on a $129,000 home.
If rates rise 2 points
$7,511 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$614
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$25,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,136
- Property taxfrom the feed$810
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $15,230
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $705 | $59,646 | needs mortgage insurance (not modelled) |
| 10% | $668 | $57,420 | needs mortgage insurance (not modelled) |
| 20% | $594 | $52,967 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 22 active
Priced at the 91st percentile of active Channel-Port aux Basques homes
$148/sqft, city median $104/sqft.
Winter warmer
Jan–Mar · estimate
$189/mo
Est. winter heating (electricity): about $568 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 873 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$594/mo
- Today, posted2026-11-04 · 6.19%$677/mo
- 5 years ago2021-11-03 · 4.79%$591/mo
- 10 years ago2016-11-02 · 4.64%$582/mo
At 6.19%, five years ago, the same mortgage would have cost $83 more each month than at today's posted rate.
Principal & interest only: $103,200 (80% of the $129,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$611/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$68/mo
Principal & interest $0 + property tax $68 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-161
NOI / month
$-161
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $68 | $810 |
| Expenses | $94 | $1,128 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-161 | $-1,932 |
| NOI | $-161 | $-1,932 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


