112 Cartier Avenue
Labrador City, NL, A2V2A9
List price
$369,000
About this propertyMLS® 1305063
Freshly painted and ready for its next owners! This 3-bedroom, 2-bathroom duplex has a lot to offer and is worth a look! The custom kitchen features hardwood cabinetry loads of cupboard space, plenty of prep area and heated ceramic flooring (a nice little bonus on those chilly mornings!). The kitchen flows into the dining room, where patio doors lead to a two-level deck and bring in lots of natural light. Custom corner cabinetry, matching the kitchen, gives you extra space to display family photos, keepsakes and all those special things. The dining and living rooms feature durable hardwood flooring, white trim, and beautiful two-part crown moulding throughout the main floor. The open foyer has a decorative door and coat closet, while the stained hardwood staircase leads to the upper level with three bedrooms. The primary bedroom is generously sized and features a custom wall of cabinetry, offering storage for clothing and even room for your TV. The other two bedrooms are furnished and have laminate flooring. The main bathroom continues the custom cabinetry, with heated ceramic flooring and an air tub – perfect for soaking after a long day! Downstairs, you will find a spacious family room with room for larger furniture, movie nights or game nights. There is also a second bathroom with a shower, so no need to run upstairs, along with a laundry room and plenty of storage space. The back yard has room for a playsets, pets, toys and is partially fenced, and an older, open shed. All ranchwall siding has been removed and vinyl siding has replaced it. Soffit and eavestrough has also been done. Fresh paint, great storage, and room for the whole family – this one is ready for you to move in and make it your own!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Storage Laundry room Bath (# pieces 1-6) Family room | 8.6x10.8 · 93 sqft 10.8x8.8 · 95 sqft 6x8 · 48 sqft 10.7x20.10 · 215 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 10x6.7 · 67 sqft 9x11 · 99 sqft 9x10 · 90 sqft 14.6x11.5 · 168 sqft |
| Main level | Dining room Living room Kitchen | 9x11.5 · 104 sqft 16.2x11.5 · 186 sqft 11.5x15.2 · 175 sqft |
Labrador City at a glance
Live market stats for Labrador City: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
16
Median list price
$362k
Price range
$275k – $1.5M
Typical build
1974
Average size
8,427 sqft
Where Labrador City listings are priced
Every active list price in Labrador City, grouped into bands.
List price, thousands of $ · 16 homes
View as table
| Price band ($) | Listings |
|---|---|
| 200–300 | 3 |
| 300–400 | 8 |
| 400–500 | 1 |
| 500–750 | 3 |
| 1M+ | 1 |
How Labrador City compares
Median list price against the next biggest markets. Click a row for that area guide.
Labrador Citynearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
550 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Labrador City · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,430 / year
≈ $203 / month · assessment year 2026
Climate
Jan -17° · Jul 19°
normal daily high · WABUSH LAKE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $140,842
Closing costs + five years of running costs + 60 mortgage payments on a $369,000 home.
If rates rise 2 points
$21,485 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,574
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$73,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,644
- Property taxfrom the feed$2,430
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $35,870
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,017 | $159,948 | needs mortgage insurance (not modelled) |
| 10% | $1,911 | $153,579 | needs mortgage insurance (not modelled) |
| 20% | $1,698 | $140,842 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 16 active
Priced at the 69th percentile of active Labrador City homes
$220/sqft, city median $183/sqft.
Winter warmer
Jan–Mar · estimate
$607/mo
Est. winter heating (electricity): about $1,822 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,680 sqft. Severity 1.67× St. John's from the WABUSH LAKE A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,698/mo
- Today, posted2026-11-04 · 6.19%$1,936/mo
- 5 years ago2021-11-03 · 4.79%$1,690/mo
- 10 years ago2016-11-02 · 4.64%$1,664/mo
At 6.19%, five years ago, the same mortgage would have cost $238 more each month than at today's posted rate.
Principal & interest only: $295,200 (80% of the $369,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,758/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$203/mo
Principal & interest $0 + property tax $203 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-461
NOI / month
$-461
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $203 | $2,430 |
| Expenses | $259 | $3,108 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-461 | $-5,532 |
| NOI | $-461 | $-5,532 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty