6 Ryan's Lane
Brigus Junction, NL, A0B1C0
List price
$569,900
No conveyance of offers until
Monday, November 16 at 3:00 p.m. NST · open for acceptance until 6:00 p.m. NST
5
days left
No conveyance of any offers until Monday November 16/26 at 3:00 pm all offers to remain open until 6:00 pm on November 16/26.
Deadline extracted automatically from the listing remarks; it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305369
Pond frontage, a private sandy beach, and more than one acre of wooded privacy turn this Brigus Junction property into a true waterfront escape, only 40 minutes from the city. Built in 1999 and tucked at the end of a winding paved driveway, the three-bedroom, two-bathroom home works beautifully as either a full-time residence or cottage. Its open-concept main floor brings together a cozy living room with a wood-burning fireplace insert, a dining area with wide pond-view windows, and a large kitchen featuring ample cabinetry, generous counters, warm wood ceilings, and a sit-up peninsula. A spacious bedroom and two-piece powder room complete this level. Upstairs are two more bedrooms and the main four-piece bathroom. The fully developed basement adds a recreation room with a wood stove, along with ample storage. Two mini-split heat pumps and plenty of recent upgrades add everyday comfort. An extensive list of recent renovations is available upon request. Outside is where this property really shines. A double-tiered patio and covered deck overlook Whalen’s Pond, with steps leading toward the private beach and oversized wharf. The hot tub offers another tempting place to settle in—fair warning, your plans may suddenly include doing absolutely nothing. There's a drilled well for an ample supply of fresh drinking water. A detached 24x28 ft garage with a propane heater provides space for vehicles or year-round projects, while a separate wood shed keeps supplies organized. Mature trees, a paved turnaround, and the secluded setting complete the retreat. The road fees and fire protection are $670 per year. Come experience the privacy, pond front lifestyle, and outdoor space firsthand—book your private viewing today. No conveyance of any offers until Monday November 16/26 at 3:00 pm all offers to remain open until 6:00 pm on November 16/26.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Storage Recreation room | 11x28 · 308 sqft 15x12 · 180 sqft |
| Second level | Bedroom Bedroom | 10x18 · 180 sqft 11.10x18 · 200 sqft |
| Main level | Bedroom Kitchen Living room | 10x10 · 100 sqft 10.4x12 · 125 sqft 15.15x14.16 · 215 sqft |
Brigus Junction at a glance
Live market stats for Brigus Junction: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
18
Median list price
$385k
Price range
$76k – $640k
Typical build
2009
Average size
2,034 sqft
Where Brigus Junction listings are priced
Every active list price in Brigus Junction, grouped into bands.
List price, thousands of $ · 18 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 5 |
| 300–400 | 6 |
| 400–500 | 3 |
| 500–750 | 4 |
How Brigus Junction compares
Median list price against the next biggest markets. Click a row for that area guide.
Brigus Junctionnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
135 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $172,544
Closing costs + five years of running costs + 60 mortgage payments on a $569,900 home.
If rates rise 2 points
$33,182 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,378
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$113,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,158
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $11,290
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,115 | $202,052 | needs mortgage insurance (not modelled) |
| 10% | $2,951 | $192,216 | needs mortgage insurance (not modelled) |
| 20% | $2,623 | $172,544 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 13 active
Priced at the 62nd percentile of active Brigus Junction homes
$256/sqft, city median $256/sqft.
Winter warmer
Jan–Mar · estimate
$193/mo
Est. winter heating (heat pump electricity): about $579 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,226 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,623/mo
- Today, posted2026-11-04 · 6.19%$2,991/mo
- 5 years ago2021-11-03 · 4.79%$2,610/mo
- 10 years ago2016-11-02 · 4.64%$2,571/mo
At 6.19%, five years ago, the same mortgage would have cost $368 more each month than at today's posted rate.
Principal & interest only: $455,920 (80% of the $569,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,403/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-713
NOI / month
$-713
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $713 | $8,556 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-713 | $-8,556 |
| NOI | $-713 | $-8,556 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty