15 Bayview Drive
Southern Harbour, NL, A0B3H0
List price
$229,900
About this propertyMLS® 1305364
Welcome to this well-maintained bungalow nestled in the picturesque community of Southern Harbour, Newfoundland, where stunning views of the active harbour provide the perfect backdrop to everyday living. Offering over 2,200 sq. ft. of developed living space, this home combines generous room sizes, functional design, and exciting future possibilities. Step inside to discover a bright, welcoming layout featuring a spacious kitchen with ample cabinetry, modern backsplash, and plenty of counter space for meal preparation. The dining area flows seamlessly into the oversized living room, creating an inviting space for entertaining family and friends. Beautiful hardwood flooring adds warmth and character throughout the main living area. The main floor offers three comfortable bedrooms, highlighted by an oversized primary bedroom that provides plenty of room to unwind. Two additional well-sized bedrooms and a full bathroom complete this level The fully developed basement expands your living space with an impressive recreation room perfect for movie nights, a games area, or family gatherings. You'll also find a generously sized laundry room and an enormous utility room that offers endless possibilities, whether you envision a home gym, workshop, hobby room, or additional storage. With its convenient walkout entrance, the basement presents excellent potential for an in-law suite or future rental space, offering the opportunity to generate supplemental income. Outside, you'll appreciate the large backyard—perfect for children, pets, gardening, or summer entertaining. Two storage sheds provide plenty of space for tools and outdoor equipment, while the elevated setting showcases beautiful ocean views overlooking the active harbour, allowing you to enjoy the sights of fishing boats and spectacular sunsets from your own property.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Utility room Storage Recreation room Laundry room | 40.7x13.3 · 541 sqft 8.6x13.7 · 118 sqft 23.2x13.7 · 318 sqft 12.4x13.7 · 170 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Living room Dining room Kitchen Foyer | 4pc 8.6x12.4 · 107 sqft 8.3x12.1 · 100 sqft 12x12.1 · 145 sqft 19.7x12.11 · 239 sqft 8.7x13.7 · 119 sqft 11x10.4 · 114 sqft 9.8x11.5 · 113 sqft |
Southern Harbour at a glance
Live market stats for Southern Harbour: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
5
Median list price
$290k
Price range
$145k – $687k
Typical build
1987
Average size
1,755 sqft
Where Southern Harbour listings are priced
Every active list price in Southern Harbour, grouped into bands.
List price, thousands of $ · 5 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 1 |
| 200–300 | 3 |
| 500–750 | 1 |
How Southern Harbour compares
Median list price against the next biggest markets. Click a row for that area guide.
Southern Harbournearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
17 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,329 / year
≈ $111 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $102,229
Closing costs + five years of running costs + 60 mortgage payments on a $229,900 home.
If rates rise 2 points
$13,386 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,018
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$45,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,816
- Property taxfrom the feed$1,329
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $36,225
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,256 | $114,133 | needs mortgage insurance (not modelled) |
| 10% | $1,190 | $110,165 | needs mortgage insurance (not modelled) |
| 20% | $1,058 | $102,229 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$803/mo
Est. winter heating (heating oil): about $2,408 for January through March.
Estimate, not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 2,395 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,058/mo
- Today, posted2026-11-04 · 6.19%$1,206/mo
- 5 years ago2021-11-03 · 4.79%$1,053/mo
- 10 years ago2016-11-02 · 4.64%$1,037/mo
At 6.19%, five years ago, the same mortgage would have cost $148 more each month than at today's posted rate.
Principal & interest only: $183,920 (80% of the $229,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,080/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$111/mo
Principal & interest $0 + property tax $111 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-287
NOI / month
$-287
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $111 | $1,329 |
| Expenses | $177 | $2,124 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-287 | $-3,444 |
| NOI | $-287 | $-3,444 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty