28 Waterton Street
Gander, NL, A1V1E2
List price
$334,500
About this propertyMLS® 1305359
Welcome to 28 Waterton St.—this beautiful brand-new, fully completed duplex is ready for you to move in and make it your own! Featuring a bright, open-concept two-bedroom, two-bath bungalow layout, this home is ideal for first-time buyers, those looking to downsize, or anyone who simply wants main-level living done right. Step into a seamless flow where the kitchen, dining, and living area come together into one inviting, entertaining-ready space, perfect for hosting family and friends or enjoying everyday comfort. The spacious primary bedroom includes a walk-in closet and a private ensuite, creating a true retreat at the end of the day. Designed with accessibility in mind, the home offers 36-inch doors, making it wheelchair and walker accessible. With approximately 1,250 sq. ft., you’ll appreciate the thoughtful layout, modern style, and functional details throughout—white cabinetry paired with sleek black hardware in the kitchen, plus striking black lighting and faucets in the bathrooms for a sharp, contemporary finish. Need extra storage? You’ll love the dedicated storage area with access to the crawlspace, where the electrical panel is conveniently located underneath the home, along with a large crawlspace that provides even more room for your belongings. Enjoy added convenience with backyard access for your vehicle—great if you’d like to build a garage in the future. For sound between the two units, the property features an ice block wall running right up to the roof, helping create more privacy and comfort. For added peace of mind, this property includes Atlantic Home Warranty coverage. And location matters—this is close to Gander International Airport, placing you in a well-situated, in-demand community. Don’t wait—this is the kind of home you don’t want to miss. Schedule your showing today and secure your opportunity to own a standout property! BONUS $5000 budget for appliances
Property details
More details
Overview
The home
Systems & utilities
Size & land
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Other Bath (# pieces 1-6) Storage Ensuite Bedroom Bedroom Living room Dining room Kitchen Foyer | 6.9X6.2 · 43 sqft 6.2X7.1 · 44 sqft 6X10.7 · 64 sqft 6.2X7.1 · 44 sqft 126X13 10X12.6 · 126 sqft 11X15 · 165 sqft 8X14.9 · 119 sqft 14.9X15 · 224 sqft 5.8X6.4 · 37 sqft |
Gander at a glance
Live market stats for Gander: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
50
Median list price
$419k
Price range
$108k – $7.3M
Typical build
2000
Average size
2,124 sqft
Where Gander listings are priced
Every active list price in Gander, grouped into bands.
List price, thousands of $ · 47 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 6 |
| 200–300 | 5 |
| 300–400 | 12 |
| 400–500 | 9 |
| 500–750 | 10 |
| 750–1M | 1 |
| 1M+ | 4 |
How Gander compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
116 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Grand Falls - Windsor · updated 12:30 a.m.
Flood & zoning are mapped for St. John's only
Climate
Jan -3° · Jul 22°
normal daily high · GANDER INT'L A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $104,347
Closing costs + five years of running costs + 60 mortgage payments on a $334,500 home.
If rates rise 2 points
$19,476 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,436
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$66,900
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$708
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $9,040
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,828 | $121,667 | needs mortgage insurance (not modelled) |
| 10% | $1,732 | $115,894 | needs mortgage insurance (not modelled) |
| 20% | $1,540 | $104,347 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 41 active
Priced at the 63rd percentile of active Gander homes
$268/sqft, city median $214/sqft.
Winter warmer
Jan–Mar · estimate
$118/mo
Est. winter heating (heat pump electricity): about $354 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,250 sqft. Severity 1.09× St. John's from the GANDER INT'L A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,540/mo
- Today, posted2026-11-04 · 6.19%$1,755/mo
- 5 years ago2021-11-03 · 4.79%$1,532/mo
- 10 years ago2016-11-02 · 4.64%$1,509/mo
At 6.19%, five years ago, the same mortgage would have cost $216 more each month than at today's posted rate.
Principal & interest only: $267,600 (80% of the $334,500 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,410/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-419
NOI / month
$-419
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $419 | $5,028 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-419 | $-5,028 |
| NOI | $-419 | $-5,028 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty