About this propertyMLS® 1305362
If you have been looking for a 4 bedroom home that is move in ready, this is it! Furnished, painted, cleaned and ready for your touches, or stay as it is! The kitchen cabinets are a beautiful natural oak, with pantries on either side of the fridge for maximum storage and ease. The dining room has plenty of room for a large table for big family dinners and more. The living room has a big bright window that allows for plenty of natural lighting, and there's lots of room for that big Christmas tree, holiday decorating and more! As an added bonus, the main floor has a beautiful white crown moldings throughout for an added touch! There is a also French door leading into the foyer. Upstairs you will see 4 bedrooms, the master being the largest, and all are furnished. The rich wood-tone laminate flooring upstairs flows through all room except the bathroom, which has white ceramic. The bathroom also has a 3 piece tub/shower and doors. Downstairs in the basement, there is a playroom, laundry room with washer, dryer and laundry tub, and room for more storage. There is also a storage room with plenty of shelving for those who like to stock up or can! The family room is ready for movie night or having visitors over. A little area to the end would make a great computer area! The garage is aprox 18x24 with it's own 100 panel The roof was done this in 2026 with 30 year shingles Hot water tank May 2020 Livingroom window 2020 Concrete Driveway This is one you will want to see!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Family room Family room Playroom Laundry room Storage | 6x6 · 36 sqft 16x14 · 224 sqft 10x12 · 120 sqft 9x12 · 108 sqft 7.7x5.9 · 45 sqft |
| Second level | Bedroom Bedroom Bedroom Primary Bedroom Bath (# pieces 1-6) | 8.6x9.5 · 82 sqft 7.6x11.7 · 89 sqft 12.8x9.3 · 119 sqft 11.7x12.4 · 145 sqft 7.2x7.4 · 53 sqft |
| Main level | Living room Dining room Kitchen | 11.6x18.8 · 218 sqft 12.11x11.6 · 140 sqft 11.6x10.8 · 125 sqft |
Labrador City at a glance
Live market stats for Labrador City: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
16
Median list price
$362k
Price range
$275k – $1.5M
Typical build
1974
Average size
8,427 sqft
Where Labrador City listings are priced
Every active list price in Labrador City, grouped into bands.
List price, thousands of $ · 16 homes
View as table
| Price band ($) | Listings |
|---|---|
| 200–300 | 3 |
| 300–400 | 8 |
| 400–500 | 1 |
| 500–750 | 3 |
| 1M+ | 1 |
How Labrador City compares
Median list price against the next biggest markets. Click a row for that area guide.
Labrador Citynearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore Labrador City on Walk ScoreLocation, air, flood & taxes
Elevation
529 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Labrador City · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,715 / year
≈ $226 / month · assessment year 2026
Climate
Jan -17° · Jul 19°
normal daily high · WABUSH LAKE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $143,116
Closing costs + five years of running costs + 60 mortgage payments on a $359,000 home.
If rates rise 2 points
$20,902 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,534
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$71,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,374
- Property taxfrom the feed$2,715
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $40,945
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,962 | $161,704 | needs mortgage insurance (not modelled) |
| 10% | $1,859 | $155,508 | needs mortgage insurance (not modelled) |
| 20% | $1,652 | $143,116 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 16 active
Priced at the 50th percentile of active Labrador City homes
$178/sqft, city median $183/sqft.
Winter warmer
Jan–Mar · estimate
$729/mo
Est. winter heating (electricity): about $2,187 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,016 sqft. Severity 1.67× St. John's from the WABUSH LAKE A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,652/mo
- Today, posted2026-11-04 · 6.19%$1,884/mo
- 5 years ago2021-11-03 · 4.79%$1,644/mo
- 10 years ago2016-11-02 · 4.64%$1,619/mo
At 6.19%, five years ago, the same mortgage would have cost $232 more each month than at today's posted rate.
Principal & interest only: $287,200 (80% of the $359,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,740/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$227/mo
Principal & interest $0 + property tax $227 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-448
NOI / month
$-448
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $227 | $2,715 |
| Expenses | $222 | $2,664 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-448 | $-5,376 |
| NOI | $-448 | $-5,376 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


