38 Rink Road
Twillingate, NL, A0G4M0
List price
$199,999
About this propertyMLS® 1305327
Welcome to 38 Rink Road, Twillingate! Located in a quiet residential area, this well-presented home offers comfortable living, beautiful coastal surroundings, and lovely views overlooking the ocean and surrounding community. Step inside to a bright, welcoming interior featuring a spacious kitchen with plenty of cabinetry, ample counter space, and a beautiful island with plenty of room to gather. The open concept design has the kitchen flow nicely into the dining and living areas, creating a comfortable space for everyday living and entertaining. The living room features a beautiful fireplace that adds warmth and character to the home. Down the hall are three spacious, comfortable bedrooms, a laundry area and a bright bathroom. Downstairs, the unfinished basement provides excellent storage or the opportunity to develop additional living space to suit your needs. Outside, enjoy the elevated setting, coastal views, and back deck – a great spot for the kids to play while you relax and watch the most stunning sunsets. Whether you're looking for a family home, a weekend getaway, or an investment property in beautiful Twillingate, 38 Rink Road is well worth a look.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Bedroom Bath (# pieces 1-6) Bedroom Bedroom Eat in kitchen Living room Porch | 14x11 · 154 sqft 11x6.5 · 72 sqft 12.5x11.5 · 144 sqft 13x11.5 · 150 sqft 19x12.5 · 238 sqft 19x15.5 · 295 sqft 6x5 · 30 sqft |
Twillingate at a glance
Live market stats for Twillingate: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
26
Median list price
$197k
Price range
$60k – $1.5M
Typical build
1966
Average size
4,281 sqft
Where Twillingate listings are priced
Every active list price in Twillingate, grouped into bands.
List price, thousands of $ · 26 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 14 |
| 200–300 | 1 |
| 300–400 | 6 |
| 400–500 | 2 |
| 500–750 | 2 |
| 1M+ | 1 |
How Twillingate compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
11 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,342 / year
≈ $112 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $77,127
Closing costs + five years of running costs + 60 mortgage payments on a $199,999 home.
If rates rise 2 points
$11,645 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$898
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$40,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,458
- Property taxfrom the feed$1,342
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $19,500
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,093 | $87,483 | needs mortgage insurance (not modelled) |
| 10% | $1,036 | $84,031 | needs mortgage insurance (not modelled) |
| 20% | $920 | $77,127 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 19 active
Priced at the 74th percentile of active Twillingate homes
$179/sqft, city median $139/sqft.
Winter warmer
Jan–Mar · estimate
$243/mo
Est. winter heating (electricity): about $729 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,120 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$920/mo
- Today, posted2026-11-04 · 6.19%$1,050/mo
- 5 years ago2021-11-03 · 4.79%$916/mo
- 10 years ago2016-11-02 · 4.64%$902/mo
At 6.19%, five years ago, the same mortgage would have cost $129 more each month than at today's posted rate.
Principal & interest only: $159,999 (80% of the $199,999 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$955/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$112/mo
Principal & interest $0 + property tax $112 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-249
NOI / month
$-249
Cap rate
-1.49%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $112 | $1,342 |
| Expenses | $138 | $1,656 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-249 | $-2,988 |
| NOI | $-249 | $-2,988 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty