For sale · MLS® 1305316
123 Sunset Boulevard
Whitbourne, NL, A0B3K0
List price
$750,000
Seller's direction · offers
No conveyance of offers until
Sunday, November 15 at 4:00 p.m. NST
5
days left
As per Sellers' Direction, there will ne no conveyance of any written signed offers prior to 4:00pm on November 15, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305316
Enjoy the perfect blend of modern comfort and peaceful country living with this beautiful 1.188 Acre property on Sunset Boulevard in Whitbourne with pond frontage! Surrounded by a natural wooded setting and overlooking a picturesque pond, this spacious home offers an inviting open-concept design with vaulted ceilings, beautiful hardwood flooring, and an abundance of natural light. The well-appointed kitchen features ample cabinetry, stainless steel appliances, and a large centre island with seating, flowing seamlessly into the dining and living areas. The impressive living room features a wall of windows showcasing the surrounding landscape. The home offers 3 bedrooms, including a spacious primary bedroom with ensuite and walk in closet, plus a full main bathroom, dedicated laundry area all on the main level. Additional features include a bright and spacious enclosed porch, two mini-split heat pumps, in-floor heating, and TWO separate attached garages providing excellent space for vehicles, storage, and recreational equipment. The large deck overlooking the pond is the perfect place to relax or entertain while enjoying the peaceful surroundings. An undeveloped lower level with convenient grade-level entry provides excellent potential for additional living space to suit your needs. Situated in the welcoming community of Whitbourne, this property offers a wonderful opportunity to enjoy privacy, space, and a relaxed lifestyle while remaining within convenient driving distance of the St. John's metro area. A unique property offering comfort, functionality, and room to grow! As per Sellers' Direction, there will ne no conveyance of any written signed offers prior to 4:00pm on November 15, 2026. Sellers further direct that all offers are to remain open for acceptance until 8:00pm on November 15, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Lower level | Utility room Bath (# pieces 1-6) Bedroom Bedroom Recreation room | 12.8x10.3 · 132 sqft 12.5x5.5 · 69 sqft 18.0x11.6 · 209 sqft 13.10x12.8 · 168 sqft 24.8x19.0 · 471 sqft |
| Main level | Laundry room Porch Bath (# pieces 1-6) Bedroom Bedroom Ensuite Primary Bedroom Dining room Living room Kitchen | 8.0x7.6 · 61 sqft 9.7x8.0 · 78 sqft 9.2x8.9 · 82 sqft 12.0x11.0 · 132 sqft 12.10x11.0 · 133 sqft 12.9x10.4 · 134 sqft 14.10x12.9 · 182 sqft 20.0x9.0 · 180 sqft 20.0x13.6 · 272 sqft 20.6x12.6 · 260 sqft |
The neighbourhood
Whitbourne at a glance
Live market stats for Whitbourne — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
23
Median list price
$135k
Price range
$17k – $1.2M
Typical build
1998
Average size
1,681 sqft
Where Whitbourne listings are priced
Every active list price in Whitbourne, grouped into bands.
List price, thousands of $ · 23 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 16 |
| 200–300 | 1 |
| 300–400 | 2 |
| 500–750 | 2 |
| 750–1M | 1 |
| 1M+ | 1 |
How Whitbourne compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
60 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 9:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$3,604 / year
≈ $300 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$755/mo
Est. winter heating (electricity) — about $2,264 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,480 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $249,634
Closing costs + five years of running costs + 60 mortgage payments on a $750,000 home.
If rates rise 2 points
$42,851 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$3,098
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$150,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,528
- Property taxfrom the feed$3,604
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $46,160
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,936 | $286,923 | needs mortgage insurance (not modelled) |
| 10% | $3,729 | $274,493 | needs mortgage insurance (not modelled) |
| 20% | $3,315 | $249,634 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-10), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-10 · 4.44%$3,315/mo
- Today, posted2026-11-04 · 6.19%$3,936/mo
- 5 years ago2021-11-03 · 4.79%$3,435/mo
- 10 years ago2016-11-02 · 4.64%$3,383/mo
At 6.19% — five years ago — the same mortgage would have cost $621 more each month than at today's posted rate.
Principal & interest only: $600,000 (80% of the $750,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 11 active
Priced at the 55th percentile of active Whitbourne homes
$216/sqft — city median $216/sqft.
Monthly carrying cost
$3,319/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$301/mo
Principal & interest $0 + property tax $301 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-937
NOI / month
$-937
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $301 | $3,604 |
| Expenses | $637 | $7,644 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-937 | $-11,244 |
| NOI | $-937 | $-11,244 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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