For sale · MLS® 1305309
2 Indian Pond Drive
Conception Bay South, NL, A1X6P4
List price
$944,900
About this propertyMLS® 1305309
Welcome to this immaculate 2-year-old, two-storey oceanfront home overlooking beautiful Conception Bay! Offering 4 bedrooms and 2.5 bathrooms in the main home, plus a fully self-contained walkout in-law suite with 1 bedroom and 2 bathrooms, this property offers exceptional versatility and breathtaking coastal views. Bright and spacious with an abundance of natural light, the main home features 9-foot ceilings, beautiful finishes and a custom propane fireplace. The kitchen boasts stainless steel appliances and an oversized walk-in pantry with its own sink and cooler fridge. The main floor also offers a spacious rec room and a bedroom currently used as a home office. Upstairs, the primary bedroom features a gorgeous ensuite with custom shower, soaker tub and ocean views. Two mini-split heat pumps provide added comfort. Step out from the eating area onto the large rear deck and enjoy spectacular sunsets. The fully developed walkout basement features an exceptional self-contained in-law suite with its own kitchen, living room, laundry, stainless steel appliances, mini-split heat pump and dedicated hot water boiler. Offering 1 bedroom and 2 bathrooms, including an ensuite with a walk-in tub, it’s ideal for extended family, guests or potential rental income. Enjoy the private patio with covered hot tub area. A large storage room, accessible from both units, adds convenience. The backyard truly sets this property apart! Enjoy direct access to Conception Bay for kayaking, boating and fishing, or simply relax and take in the incredible sunsets. Located directly next to ATV trails, it’s perfect for outdoor enthusiasts. Rear yard access, a fully paved driveway and detached garage complete this exceptional property. A rare opportunity to enjoy oceanfront living with incredible space, a versatile in-law suite and an unbeatable coastal lifestyle! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Ensuite Primary Bedroom Bath (# pieces 1-6) Bedroom Bedroom | 4 pcs 13 x 14 · 182 sqft 3 pcs 11.9 x 12 · 143 sqft 14 x 12 · 168 sqft |
| Basement | Bath (# pieces 1-6) Bedroom Bath (# pieces 1-6) Living room Kitchen | 3 pcs 13 x 14 · 182 sqft 3 pcs 15 x 13 · 195 sqft 22 x 14.2 · 312 sqft |
| Main level | Recreation room Bedroom Bath (# pieces 1-6) Living room Kitchen | 18 x 11.9 · 214 sqft 7.10 x 13.3 · 94 sqft 2 pcs 19.6 x 14 · 274 sqft 26 x 13 · 338 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
139
Median list price
$335k
Price range
$50k – $5M
Typical build
2012
Average size
2,405 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 139 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 44 |
| 200–300 | 20 |
| 300–400 | 19 |
| 400–500 | 23 |
| 500–750 | 16 |
| 750–1M | 14 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
11 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 9:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$5,598 / year
≈ $467 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$346/mo
Est. winter heating (heat pump electricity) — about $1,039 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,990 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $299,815
Closing costs + five years of running costs + 60 mortgage payments on a $944,900 home.
If rates rise 2 points
$53,986 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$3,878
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$188,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,078
- Property taxfrom the feed$5,598
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $43,880
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $4,959 | $346,794 | needs mortgage insurance (not modelled) |
| 10% | $4,698 | $331,134 | needs mortgage insurance (not modelled) |
| 20% | $4,176 | $299,815 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-10), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-10 · 4.44%$4,176/mo
- Today, posted2026-11-04 · 6.19%$4,959/mo
- 5 years ago2021-11-03 · 4.79%$4,327/mo
- 10 years ago2016-11-02 · 4.64%$4,262/mo
At 6.19% — five years ago — the same mortgage would have cost $783 more each month than at today's posted rate.
Principal & interest only: $755,920 (80% of the $944,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 79 active
Priced at the 51st percentile of active Conception Bay South homes
$237/sqft — city median $237/sqft.
Monthly carrying cost
$4,270/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$467/mo
Principal & interest $0 + property tax $467 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-1,181
NOI / month
$-1,181
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $467 | $5,598 |
| Expenses | $715 | $8,580 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-1,181 | $-14,172 |
| NOI | $-1,181 | $-14,172 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.