1 Wood's Road
Gambo Pond, NL, A0G1T0
List price
$519,000
About this propertyMLS® 1305326
Looking for a bright spacious home with an outstanding pond view..look no further! This 2 storey, 3 bedroom home nestled at the water’s edge on Gambo Pond will deliver! Open concept kitchen, dining and living spaces with electric fireplace, main bath and bedroom are on the main floor. Upstairs you’ll find the loft area, a great place to relax with a good book or watch a movie, 2 bedrooms and half bath. A 24x28 extension was added as a garage with epoxy floor which is currently utilized as an entertainment/games room. Also has laundry and patio doors leading to the deck with a view! After a hard work day, sit out on the large deck, breath in the country air, let the beautiful view and sounds of nature wash away your cares. 200 amp electrical with electric heat and 2 mini splits to keep you warm in the winter and cool in the summer. New 20x24 garage. New well and septic in 2023. The location provides lots of privacy with southern exposure. A quiet retreat or year round living, this property is a must see!! Just 30 minutes from Gander.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Recreation room Storage Bath (# pieces 1-6) Bedroom Dining room Kitchen Living room | 27x23 · 621 sqft 6.11x7.11 · 43 sqft 7.6x9.3 · 71 sqft 9.6x7.8 · 75 sqft 11.5x9.11 · 105 sqft 7.8x11.5 · 90 sqft 113.7x19.6 |
| Second level | Bath (# pieces 1-6) Bedroom Primary Bedroom Other | 4.7x4.7 · 22 sqft 13.8x10 · 138 sqft 10x13.8 · 138 sqft 13x19.3 · 251 sqft |
Gambo Pond at a glance
Live market stats for Gambo Pond: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
1
Median list price
$519k
Price range
$519k – $519k
Typical build
1994
Average size
1,309 sqft
Where Gambo Pond listings are priced
Every active list price in Gambo Pond, grouped into bands.
List price, thousands of $ · 1 homes
View as table
| Price band ($) | Listings |
|---|---|
| 500–750 | 1 |
How Gambo Pond compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
7 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $155,904
Closing costs + five years of running costs + 60 mortgage payments on a $519,000 home.
If rates rise 2 points
$30,218 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,174
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$103,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$682
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $8,910
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,837 | $182,777 | needs mortgage insurance (not modelled) |
| 10% | $2,687 | $173,819 | needs mortgage insurance (not modelled) |
| 20% | $2,389 | $155,904 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$114/mo
Est. winter heating (heat pump electricity): about $341 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,309 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,389/mo
- Today, posted2026-11-04 · 6.19%$2,724/mo
- 5 years ago2021-11-03 · 4.79%$2,377/mo
- 10 years ago2016-11-02 · 4.64%$2,341/mo
At 6.19%, five years ago, the same mortgage would have cost $335 more each month than at today's posted rate.
Principal & interest only: $415,200 (80% of the $519,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,188/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-649
NOI / month
$-649
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $649 | $7,788 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-649 | $-7,788 |
| NOI | $-649 | $-7,788 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Call or text416-873-4676
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty