For sale · MLS® 1305292
29 Ogilvie Street
Grand Falls-Windsor, NL, A2B0A3
List price
$425,000
About this propertyMLS® 1305292
THREE BEDROOM HOME, WITH SELF CONTAINED ONE BEDROOM APARTMENT ON A LARGE LOT! This property is tastefully landscaped with double paved driveway, large rear deck, with a detached garage(20'X24'). Step inside to a large foyer with leading upstairs to the open concept living room, dining room and kitchen area. The main floor also has a large primary bedroom with ensuite, two additional bedrooms and a full bath. Downstairs of the main home has a cozy family room, large utility/storage area plus a laundry. Basement apartment has modern kitchen, living room, bath and laundry combo! Home is heated by baseboard electric heat plus a recently installed mini split heat pump! All appliances negotiable! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known Utility room Laundry room Family room | 5.11X11 · 56 sqft 9.10X12.3 · 112 sqft 10.5X18 · 189 sqft 8.5X19 · 162 sqft 9.10X12.5 · 114 sqft 8.7X12.9 · 112 sqft 11.7X19.4 · 227 sqft |
| Lower level | Foyer | 6.7X5.8 · 39 sqft |
| Main level | Bedroom Bedroom Ensuite Primary Bedroom Bath (# pieces 1-6) Kitchen Dining room Living room | 10.4X11.6 · 121 sqft 9.5X11 · 105 sqft 5.3X7.8 · 41 sqft 12.8X15 · 192 sqft 6.2X7.8 · 48 sqft 12X12.11 · 145 sqft 8.9X12.9 · 115 sqft 12.4X20.1 · 249 sqft |
The neighbourhood
Grand Falls-Windsor at a glance
Live market stats for Grand Falls-Windsor — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
74
Median list price
$259k
Price range
$27k – $1.5M
Typical build
1979
Average size
2,484 sqft
Where Grand Falls-Windsor listings are priced
Every active list price in Grand Falls-Windsor, grouped into bands.
List price, thousands of $ · 67 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 25 |
| 200–300 | 13 |
| 300–400 | 4 |
| 400–500 | 11 |
| 500–750 | 9 |
| 750–1M | 2 |
| 1M+ | 3 |
How Grand Falls-Windsor compares
Median list price against the next biggest markets — click a row for that area guide.
Grand Falls-Windsornearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
101 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 9:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$3,001 / year
≈ $250 / month · assessment year 2026
Climate
Jan -3° · Jul 23°
normal daily high · WOODDALE BISHOP'S FALLS station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$125/mo
Est. winter heating (heat pump electricity) — about $375 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,350 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $140,249
Closing costs + five years of running costs + 60 mortgage payments on a $425,000 home.
If rates rise 2 points
$24,282 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,798
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$85,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$750
- Property taxfrom the feed$3,001
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $24,255
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,230 | $161,380 | needs mortgage insurance (not modelled) |
| 10% | $2,113 | $154,336 | needs mortgage insurance (not modelled) |
| 20% | $1,878 | $140,249 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-10), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-10 · 4.44%$1,878/mo
- Today, posted2026-11-04 · 6.19%$2,230/mo
- 5 years ago2021-11-03 · 4.79%$1,946/mo
- 10 years ago2016-11-02 · 4.64%$1,917/mo
At 6.19% — five years ago — the same mortgage would have cost $352 more each month than at today's posted rate.
Principal & interest only: $340,000 (80% of the $425,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 58 active
Priced at the 93rd percentile of active Grand Falls-Windsor homes
$315/sqft — city median $154/sqft.
Monthly carrying cost
$1,961/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$251/mo
Principal & interest $0 + property tax $251 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-531
NOI / month
$-531
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $251 | $3,001 |
| Expenses | $281 | $3,372 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-531 | $-6,372 |
| NOI | $-531 | $-6,372 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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