About this propertyMLS® 1305322
Welcome to this brand new 2-bedroom, 2-bathroom home currently under construction conveniently located in Conception Bay South, close to schools, shopping, and everyday amenities. The main floor features a bright, open-concept kitchen, dining, and living area with a 4-foot island, pantry, and pot lights. You'll also find a spacious primary bedroom with a walk-in closet and ensuite, a second bedroom, and a full main bathroom. The basement includes a finished laundry room, an in-house garage, and plenty of potential for a future bedroom, bathroom, and family room. Outside, enjoy a paved driveway with ample parking, front and rear landscaping, and a 10' x 12' patio deck. Mini-split wiring is also pre-installed. FIRST-TIME HOME BUYERS: You may qualify for a rebate of just under $20,000 through the First-Time Home Buyers' Program! There's still time to choose your interior finishes and make this home your own. Don't miss out!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Laundry room | 7.4x5.8 · 43 sqft |
| Main level | Porch Primary Bedroom Bedroom Living room Eat in kitchen | 8.3x6 · 50 sqft 12.8x11.8 · 151 sqft 11.5x9.7 · 112 sqft 12.3x15 · 185 sqft 14.7x15 · 221 sqft |
Conception Bay South at a glance
Live market stats for Conception Bay South: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
141
Median list price
$350k
Price range
$50k – $5M
Typical build
2012
Average size
2,404 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 141 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 44 |
| 200–300 | 20 |
| 300–400 | 20 |
| 400–500 | 24 |
| 500–750 | 16 |
| 750–1M | 14 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets. Click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore Conception Bay South on Walk ScoreLocation, air, flood & taxes
Elevation
61 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $141,125
Closing costs + five years of running costs + 60 mortgage payments on a $439,900 home.
If rates rise 2 points
$25,613 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,858
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$87,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,158
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $16,290
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,404 | $163,902 | needs mortgage insurance (not modelled) |
| 10% | $2,278 | $156,310 | needs mortgage insurance (not modelled) |
| 20% | $2,025 | $141,125 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 81 active
Priced at the 62nd percentile of active Conception Bay South homes
$265/sqft, city median $236/sqft.
Winter warmer
Jan–Mar · estimate
$360/mo
Est. winter heating (electricity): about $1,079 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,658 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,025/mo
- Today, posted2026-11-04 · 6.19%$2,308/mo
- 5 years ago2021-11-03 · 4.79%$2,014/mo
- 10 years ago2016-11-02 · 4.64%$1,984/mo
At 6.19%, five years ago, the same mortgage would have cost $284 more each month than at today's posted rate.
Principal & interest only: $351,920 (80% of the $439,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,855/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-550
NOI / month
$-550
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $550 | $6,600 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-550 | $-6,600 |
| NOI | $-550 | $-6,600 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


