2 McMaster Place
Mount Pearl, NL, A1N2X5
List price
$280,000
About this propertyMLS® 1305254
Estate sale opportunity in a desirable, centrally located cul-de-sac close to schools, shopping, and everyday amenities. This back-split bungalow was once a much-loved family home and offers an opportunity to restore its former charm. The main level features a bright living room and dining area, three bedrooms, and a full bathroom. The lower level includes an in-law suite with its own entrance and rental potential; it is not registered as a separate apartment, and buyers should verify its use and any required approvals. The property is being sold ""AS IS"". The home features a 200-amp electrical panel installed in 2010, roof re-shingled in 2011, a mature partially fenced lot with established trees, shrubs, flowers, a large apple tree, and a garden shed. A great opportunity for buyers looking to make the property their own.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
2 rooms are grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Storage Laundry room Bath (# pieces 1-6) Not known Not known Not known | 21.5 x 21.1 · 454 sqft 5.5 x 6.5 · 36 sqft 4 PCS 9.8 x 9.1 · 89 sqft 9.3 x 7.2 · 67 sqft 12.5 x 11.2 · 140 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 4 PCS 7 x 11 · 77 sqft 9.10 x 7.10 · 65 sqft 13 x 11 · 143 sqft |
| Main level | Kitchen Dining room Living room Foyer Porch | 9.9 x 11.1 · 110 sqft 8.4 x 8.2 · 69 sqft 12.10 x 12.11 · 147 sqft 11.4 x 6.4 · 73 sqft 3.4 x 3.9 · 13 sqft |
Mount Pearl at a glance
Live market stats for Mount Pearl: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
51
Median list price
$449k
Price range
$66k – $3.8M
Typical build
1984
Average size
2,553 sqft
Where Mount Pearl listings are priced
Every active list price in Mount Pearl, grouped into bands.
List price, thousands of $ · 48 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 9 |
| 300–400 | 11 |
| 400–500 | 7 |
| 500–750 | 7 |
| 750–1M | 5 |
| 1M+ | 7 |
How Mount Pearl compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
141 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$1,994 / year
≈ $166 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $100,649
Closing costs + five years of running costs + 60 mortgage payments on a $280,000 home.
If rates rise 2 points
$16,303 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,218
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$56,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,028
- Property taxfrom the feed$1,994
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $20,610
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,530 | $115,147 | needs mortgage insurance (not modelled) |
| 10% | $1,450 | $110,314 | needs mortgage insurance (not modelled) |
| 20% | $1,289 | $100,649 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 35 active
Priced at the 14th percentile of active Mount Pearl homes
$142/sqft, city median $188/sqft.
Winter warmer
Jan–Mar · estimate
$171/mo
Est. winter heating (heat pump electricity): about $514 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,974 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,289/mo
- Today, posted2026-11-04 · 6.19%$1,469/mo
- 5 years ago2021-11-03 · 4.79%$1,282/mo
- 10 years ago2016-11-02 · 4.64%$1,263/mo
At 6.19%, five years ago, the same mortgage would have cost $181 more each month than at today's posted rate.
Principal & interest only: $224,000 (80% of the $280,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,347/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$167/mo
Principal & interest $0 + property tax $167 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-349
NOI / month
$-349
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $167 | $1,994 |
| Expenses | $183 | $2,196 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-349 | $-4,188 |
| NOI | $-349 | $-4,188 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty