About this propertyMLS® 1305260
Picture life on a quiet Paradise cul-de-sac, with a large lot, room to grow, and everyday conveniences close enough to keep errands easy. Built in 2004, this three-bedroom, three-bathroom home offers a practical family-friendly layout with plenty of space for gathering, relaxing, and getting everyone out the door on time. The main floor brings the kitchen and family room together in one generous space, ideal for weeknight meals, weekend guests. A separate spacious living room gives everyone another place to unwind, while hardwood flooring and convenient main-floor laundry add warmth and practicality. Upstairs, three oversized bedrooms provide breathing room. The primary bedroom includes a walk-in closet and private ensuite with a whirlpool tub, creating a welcome retreat at the end of the day. The recently developed basement expands the options with a recreation room and office, plus plenty of unfinished storage space for seasonal gear, keepsakes, or boxes you may eventually unpack. Outside, the fully fenced rear garden, hot tub, and ground-level patio are ready for barbecues, playtime, and relaxed summer evenings. The attached garage can comfortably accommodate two vehicles, a particularly handy feature when winter arrives. See how it fits—book your private showing today.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Other Storage Storage Recreation room | 10.11x10.7 · 108 sqft 9.6x25.4 · 244 sqft 10x27.9 · 279 sqft 18.10x26.4 · 478 sqft |
| Second level | Bedroom Bedroom Primary Bedroom | 11.5x11.9 · 137 sqft 12.4X11.5 · 143 sqft 13.2x18.2 · 240 sqft |
| Main level | Laundry room Eating area Living room Family room Kitchen | 7.6x6.11 · 46 sqft 11.5x10.4 · 120 sqft 11.5x15 · 173 sqft 19.4x17.9 · 347 sqft 13.5X19.7 · 266 sqft |
Paradise at a glance
Live market stats for Paradise: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
157
Median list price
$513k
Price range
$125k – $6M
Typical build
2013
Average size
2,615 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 154 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 7 |
| 300–400 | 19 |
| 400–500 | 43 |
| 500–750 | 64 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore Paradise on Walk ScoreLocation, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
163 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$3,825 / year
≈ $319 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $200,042
Closing costs + five years of running costs + 60 mortgage payments on a $589,900 home.
If rates rise 2 points
$34,346 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,458
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$117,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,712
- Property taxfrom the feed$3,825
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $33,185
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,224 | $230,586 | needs mortgage insurance (not modelled) |
| 10% | $3,054 | $220,404 | needs mortgage insurance (not modelled) |
| 20% | $2,715 | $200,042 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 134 active
Priced at the 10th percentile of active Paradise homes
$179/sqft, city median $223/sqft.
Winter warmer
Jan–Mar · estimate
$285/mo
Est. winter heating (heat pump electricity): about $856 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,290 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,715/mo
- Today, posted2026-11-04 · 6.19%$3,096/mo
- 5 years ago2021-11-03 · 4.79%$2,701/mo
- 10 years ago2016-11-02 · 4.64%$2,661/mo
At 6.19%, five years ago, the same mortgage would have cost $381 more each month than at today's posted rate.
Principal & interest only: $471,920 (80% of the $589,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,806/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$319/mo
Principal & interest $0 + property tax $319 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-737
NOI / month
$-737
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $319 | $3,825 |
| Expenses | $419 | $5,028 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-737 | $-8,844 |
| NOI | $-737 | $-8,844 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


