171-1 Queen Street
Stephenville, NL, A2N2P5
List price
$364,900
About this propertyMLS® 1305255
Charming, stylish, and designed for easy living, this beautifully maintained home offers over 1,000 sq. ft. of thoughtfully designed, single-level living. Situated on a 60' x 120' lot, this move-in-ready property combines modern comfort, custom details, and low-maintenance convenience, making it an ideal place to call home. Step inside and be welcomed by a bright and spacious living room featuring impressive vaulted ceilings and an abundance of natural light. The oversized picture window is enhanced with custom stained-glass privacy panels, adding a distinctive touch of character and charm. The open and inviting layout flows seamlessly into a stylish dining area and a beautiful kitchen, complete with a quaint centre island. A standout feature for any home chef or coffee lover is the spacious walk-in pantry, thoughtfully designed with additional cabinetry and a custom coffee bar, providing both exceptional storage and the perfect place to start your day. The home offers two comfortable bedrooms and two full bathrooms. The primary bedroom provides a relaxing retreat, complete with its own private ensuite featuring a convenient double vanity. Outside, you'll appreciate the added value of a newly paved driveway, completed last year, and a brand-new backyard patio deck—perfect for summer barbecues, outdoor entertaining, or simply enjoying your morning coffee in the sunshine. The 9' x 9' detached storage shed offers plenty of room for gardening supplies, lawn equipment, and seasonal storage. Adding even more appeal, the green space directly across the street provides a lovely sense of openness, privacy, and added enjoyment of the surrounding setting. With its attractive curb appeal, thoughtful custom features, modern comforts, and convenient one-level design, this delightful property offers the perfect blend of style and simplicity. Whether you're downsizing, starting out, or looking for a comfortable home with minimal upkeep, This one you won't want to miss!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Not known Primary Bedroom Bath (# pieces 1-6) Living room Dining nook Bedroom Ensuite Laundry room Foyer Kitchen | 4.80 x 6.70 · 32 sqft 12.30 x 13.10 · 161 sqft 6.30 x 7.70 · 49 sqft 15.00 x 16.10 · 242 sqft 9.20 x 12.50 · 115 sqft 9.50 x 10.70 · 102 sqft 5.60 x 8.20 · 46 sqft 3.40 x 3.90 · 13 sqft 6.80 x 9.20 · 63 sqft 12.30 x 12.50 · 154 sqft |
Stephenville at a glance
Live market stats for Stephenville: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
92
Median list price
$267k
Price range
$45k – $5.5M
Typical build
1976
Average size
4,801 sqft
Where Stephenville listings are priced
Every active list price in Stephenville, grouped into bands.
List price, thousands of $ · 92 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 38 |
| 200–300 | 15 |
| 300–400 | 16 |
| 400–500 | 6 |
| 500–750 | 12 |
| 750–1M | 2 |
| 1M+ | 3 |
How Stephenville compares
Median list price against the next biggest markets. Click a row for that area guide.
Stephenvillenearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
24 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Corner Brook · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,924 / year
≈ $160 / month
Climate
Feb -3° · Aug 21°
normal daily high · STEPHENVILLE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $125,864
Closing costs + five years of running costs + 60 mortgage payments on a $364,900 home.
If rates rise 2 points
$21,246 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,558
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$72,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,384
- Property taxfrom the feed$1,924
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $22,040
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,994 | $144,758 | needs mortgage insurance (not modelled) |
| 10% | $1,889 | $138,460 | needs mortgage insurance (not modelled) |
| 20% | $1,679 | $125,864 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 51 active
Priced at the 99th percentile of active Stephenville homes
$365/sqft, city median $151/sqft.
Winter warmer
Jan–Mar · estimate
$231/mo
Est. winter heating (electricity): about $692 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,000 sqft. Severity 1.06× St. John's from the STEPHENVILLE A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,679/mo
- Today, posted2026-11-04 · 6.19%$1,915/mo
- 5 years ago2021-11-03 · 4.79%$1,671/mo
- 10 years ago2016-11-02 · 4.64%$1,646/mo
At 6.19%, five years ago, the same mortgage would have cost $235 more each month than at today's posted rate.
Principal & interest only: $291,920 (80% of the $364,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,699/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$161/mo
Principal & interest $0 + property tax $161 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-456
NOI / month
$-456
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $161 | $1,924 |
| Expenses | $296 | $3,552 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-456 | $-5,472 |
| NOI | $-456 | $-5,472 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty