4 Second Avenue
Badger, NL, A0H1A0
List price
$249,900
About this propertyMLS® 1305215
Located in the heart of Badger, this charming home is ideally positioned with easy access to the newly developing Calibre Gold Mine at Valentine Lake, making it a great option for workers in the area. Situated on an landscaped level lot, multiple paved driveways for ample parking, new front deck (2026), rear 10x16 patio with gazebo for enjoying morning coffee's or just a great space for entertaining family, friends and BBQing. Storage isn't a problem as this property has a 12x16 storage shed and 24x26 attached garage. The exterior of the home is completed with vinyl windows, siding and new shingles installed in (2020). Interior of the home has an inviting bright side porch with plenty of closet space, eat in kitchen, massive living room space with mini split, two bedrooms, dining room with patio door for rear deck access (that could be easily converted back to a bedroom) and main updated 3pcs bath. If this isn't enough space, this property has a fully developed basement for the growing family or just the space to get away. Basement has a large family room and second mini split, 3rd bedroom, laundry half bath combination, and mudroom which allows access to the attached garage. Home has just been painted right through. If you looking for a property that has it all, than this property is for you! Call today to book your viewing!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Mud room Bath (# pieces 1-6) Bedroom Family room | 8.8 x 13.3 · 117 sqft 7.5 x 15.4 · 116 sqft 8.5 x 10.9 · 93 sqft 14.9 x 25.0 · 373 sqft |
| Main level | Porch Bedroom Primary Bedroom Bath (# pieces 1-6) Dining room Living room Eat in kitchen Foyer | 8.8 x 7.6 · 67 sqft 11.7 x 10.6 · 124 sqft 11.1 x 13.9 · 154 sqft 5.5 x 5.1 · 28 sqft 10.0 x 10.6 · 106 sqft 15.4 x 13.2 · 203 sqft 14.8 x 7.8 · 115 sqft 3.6 x 7.7 · 28 sqft |
Badger at a glance
Live market stats for Badger: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
12
Median list price
$229k
Price range
$70k – $698k
Typical build
1987
Average size
1,991 sqft
Where Badger listings are priced
Every active list price in Badger, grouped into bands.
List price, thousands of $ · 12 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 5 |
| 200–300 | 4 |
| 300–400 | 1 |
| 400–500 | 1 |
| 500–750 | 1 |
How Badger compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
95 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,321 / year
≈ $110 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $88,922
Closing costs + five years of running costs + 60 mortgage payments on a $249,900 home.
If rates rise 2 points
$14,550 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,098
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$49,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,042
- Property taxfrom the feed$1,321
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $17,315
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,366 | $101,861 | needs mortgage insurance (not modelled) |
| 10% | $1,294 | $97,548 | needs mortgage insurance (not modelled) |
| 20% | $1,150 | $88,922 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 11 active
Priced at the 64th percentile of active Badger homes
$125/sqft, city median $107/sqft.
Winter warmer
Jan–Mar · estimate
$174/mo
Est. winter heating (heat pump electricity): about $521 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,002 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,150/mo
- Today, posted2026-11-04 · 6.19%$1,311/mo
- 5 years ago2021-11-03 · 4.79%$1,144/mo
- 10 years ago2016-11-02 · 4.64%$1,127/mo
At 6.19%, five years ago, the same mortgage would have cost $161 more each month than at today's posted rate.
Principal & interest only: $199,920 (80% of the $249,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,164/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$111/mo
Principal & interest $0 + property tax $111 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-312
NOI / month
$-312
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $111 | $1,321 |
| Expenses | $202 | $2,424 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-312 | $-3,744 |
| NOI | $-312 | $-3,744 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty