25 Brock Crescent
Gander, NL, A1V1C2
List price
$309,000
As per the seller's direction, no offers will be presented until Tuesday, November 10, at 4:15 PM—please leave all offers open for acceptance until 6:00 PM the same day.
Deadline extracted automatically from the listing remarks; it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305240
25 Brock Crescent has been renovated inside and out, and the big-ticket work is already done. This 3-bedroom bungalow on a quiet crescent in Gander is move-in ready, with a full basement that's prepared for you to finish your way.The main floor features a bright, spacious living room with a ductless heat pump, a dining area, and an updated kitchen with white shaker cabinetry, marble-look countertops, matte black fixtures, and stainless steel appliances. Three bedrooms and a new 4-piece bathroom complete the level. New drywall, plaster, fresh paint, flooring, baseboards, trim, and interior doors run throughout. Downstairs, the basement has been insulated with 1-inch Cladmate and R-20 batts, then framed, drywalled, and wired, with newly redone stairs. The big work is done, so you can finish it to suit your needs. The renovation list speaks for itself: 2026: basement stairs redone. 2025: basement insulation, framing, drywall, and electrical. 2022-2025: complete interior renovation, including new R-12 insulation and drywall on exterior walls, an updated kitchen, and new flooring. 2024: attic insulation upgraded to R-60, new PEX plumbing throughout, and new patio and privacy fence. 2022: heat pump with 10-year warranty, new bathroom, new ABS plumbing and main stack, new asphalt driveway over 2 feet of crushed stone, new front deck, and lawn regraded and seeded. 2021: new shingles, 1-inch Cladmate insulation, new siding, faux brick and eaves, new exterior door, electrical upgrade, and new hot water tank. 2014: new weeping tile, Blue Skin waterproofing membrane, and 1-inch Cladmate on the exterior foundation. Outside, you'll find a 14 x 16 shed with a 7 x 8 garage door, an 8 x 12 garden shed, a patio, a front deck, and a privacy fence. See the iGUIDE 3D tour for full floor plans and measurements. As per the seller's direction, no offers will be presented until Tuesday, November 10, at 4:15 PM—please leave all offers open for acceptance until 6:00 PM the same day.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
| Basement | Storage | 27'5"" x 33'4"" |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Kitchen Dining room Living room | 5' x 8'4"" 9'10"" x 9'1"" 9'10"" x 11'10"" 13'3"" x 11'7"" 10'2"" x 11'5"" 10'9"" x 9'5"" 15'8"" x 17'2"" |
Gander at a glance
Live market stats for Gander: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
50
Median list price
$419k
Price range
$108k – $7.3M
Typical build
2000
Average size
2,124 sqft
Where Gander listings are priced
Every active list price in Gander, grouped into bands.
List price, thousands of $ · 47 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 6 |
| 200–300 | 5 |
| 300–400 | 12 |
| 400–500 | 9 |
| 500–750 | 10 |
| 750–1M | 1 |
| 1M+ | 4 |
How Gander compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
132 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,376 / year
≈ $115 / month · assessment year 2026
Climate
Jan -3° · Jul 22°
normal daily high · GANDER INT'L A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $106,593
Closing costs + five years of running costs + 60 mortgage payments on a $309,000 home.
If rates rise 2 points
$17,991 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,334
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$61,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,210
- Property taxfrom the feed$1,376
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $18,430
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,689 | $122,593 | needs mortgage insurance (not modelled) |
| 10% | $1,600 | $117,260 | needs mortgage insurance (not modelled) |
| 20% | $1,422 | $106,593 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 41 active
Priced at the 24th percentile of active Gander homes
$145/sqft, city median $214/sqft.
Winter warmer
Jan–Mar · estimate
$202/mo
Est. winter heating (heat pump electricity): about $605 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,137 sqft. Severity 1.09× St. John's from the GANDER INT'L A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,422/mo
- Today, posted2026-11-04 · 6.19%$1,622/mo
- 5 years ago2021-11-03 · 4.79%$1,415/mo
- 10 years ago2016-11-02 · 4.64%$1,394/mo
At 6.19%, five years ago, the same mortgage would have cost $199 more each month than at today's posted rate.
Principal & interest only: $247,200 (80% of the $309,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,418/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$115/mo
Principal & interest $0 + property tax $115 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-386
NOI / month
$-386
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $115 | $1,376 |
| Expenses | $272 | $3,264 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-386 | $-4,632 |
| NOI | $-386 | $-4,632 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty