About this propertyMLS® 1305247
Like new, 3 + 2 Beds, 4 full baths, rec room, with walk-out basement. Fabulous condition registered 2 apt home bordered by a lovely stream on the boundary. Enjoy the privacy of your own sheltered space along the river and tree line offering special tranquility of a babbling brook on your own land. The house has just been freshly painted and shows near perfectly. The open concept man floor layout offers space for any sized family. There are 3 great bedrooms upstairs and two full bathrooms including a 3/4 ensuite with a double walk-in shower. Downstairs there's a great rec room with another 3/4 bathroom combined with the laundry. The 2 BR basement apartment is 825 sq ft and boasts an excellent decor and layout, a walk-out entrance, plenty of paved parking and a private fenced patio space near the river, just for the tenant, all nestled on a quadruple 20,000 sq ft serviced lot. Beautiful property. Back on Market! Home Inspection was very clean. Just a hot water boiler in question. This house sold under the first sellers direction with multiple offers. It's back on the market now and ready to move in on the main floor and it shows pretty much perfectly. No sellers direction this time. First come, first served.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
| Basement | Bath (# pieces 1-6) Not known Not known Not known Not known Not known Bath (# pieces 1-6) Family room | 4 pc 11' x 10' 12' x 10' 10' x 6' 13' x 12'2 13' x 11' 3 pc 15'6 x 13' |
| Main level | Bath (# pieces 1-6) Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Kitchen Living room | 3 pc 4 pc 10'6 x 9'6 10'6 x 9' 13' x 12'6 20' x 14' 16' x 14' |
Paradise at a glance
Live market stats for Paradise: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
157
Median list price
$513k
Price range
$125k – $6M
Typical build
2013
Average size
2,615 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 154 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 7 |
| 300–400 | 19 |
| 400–500 | 43 |
| 500–750 | 64 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore Paradise on Walk ScoreLocation, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
77 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$3,120 / year
≈ $260 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $185,835
Closing costs + five years of running costs + 60 mortgage payments on a $525,000 home.
If rates rise 2 points
$30,567 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,198
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$105,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,212
- Property taxfrom the feed$3,120
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $37,160
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,869 | $213,018 | needs mortgage insurance (not modelled) |
| 10% | $2,718 | $203,957 | needs mortgage insurance (not modelled) |
| 20% | $2,416 | $185,835 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 134 active
Priced at the 31st percentile of active Paradise homes
$213/sqft, city median $223/sqft.
Winter warmer
Jan–Mar · estimate
$535/mo
Est. winter heating (electricity): about $1,606 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,468 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,416/mo
- Today, posted2026-11-04 · 6.19%$2,755/mo
- 5 years ago2021-11-03 · 4.79%$2,404/mo
- 10 years ago2016-11-02 · 4.64%$2,368/mo
At 6.19%, five years ago, the same mortgage would have cost $339 more each month than at today's posted rate.
Principal & interest only: $420,000 (80% of the $525,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,474/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$260/mo
Principal & interest $0 + property tax $260 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-657
NOI / month
$-657
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $260 | $3,120 |
| Expenses | $397 | $4,764 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-657 | $-7,884 |
| NOI | $-657 | $-7,884 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


