About this propertyMLS® 1305229
A rare opportunity - Large corner lot (that can be divided to produce an extra serviced building lot) with a 2 bay detached garage. Lovely Split entry home with a Country kitchen, cherry oak cabinets and hardwood floors in the living room, stairs, and hall. 3 bedrooms, full bathroom and a 1/2 bath ensuite with washer and dryer off the primary bedroom. The basement has a large family room, utility room, storage and massive open space for future development or storage. Ocean views from the back deck. Easy Access to the CBS highway and all CBS Amenities. Oversized corner lot that potentially could allow an extra serviced building lot. (Subject to final approval from the Town of CBS). Enjoy living on over a half acre lot with detached garage or build on or sell the extra lot that is included in the sale! Directions:Corner of Foxtrap Access Road & McCutcheons Road. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Other Utility room Storage Family room | 12.1x10.7 · 129 sqft 18.2x11.5 · 209 sqft 25.4x15.1 · 384 sqft 11.11x25 · 278 sqft |
| Main level | Foyer Ensuite Bedroom Bedroom Bedroom Primary Bedroom Living room/Dining room Living room | 6.10x5.9 · 36 sqft 8.10x5.1 · 41 sqft 6.1x6.3 · 38 sqft 8.10x12.7 · 103 sqft 9.10x12.7 · 116 sqft 13.2x11.7 · 154 sqft 16.10x15.6 · 251 sqft 15.8x20 · 316 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
141
Median list price
$319k
Price range
$50k – $5M
Typical build
2008
Average size
2,459 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 141 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 23 |
| 400–500 | 20 |
| 500–750 | 16 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
Explore Conception Bay South on Walk ScoreThe essentials
Location, air, flood & taxes
Elevation
36 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$3,117 / year
≈ $260 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
10 places shown · 3 routes · OpenStreetMap · OSRM
- 23 min to downtown St. John's28.3 km
- 24 min to Memorial University27.6 km
- 29 min to Avalon Mall34.4 km
Schools 4
Health 2
Groceries 3
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$508/mo
Est. winter heating (electricity) — about $1,525 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,344 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $156,340
Closing costs + five years of running costs + 60 mortgage payments on a $439,900 home.
If rates rise 2 points
$25,134 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,858
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$87,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,050
- Property taxfrom the feed$3,117
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $36,335
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,309 | $178,212 | needs mortgage insurance (not modelled) |
| 10% | $2,187 | $170,921 | needs mortgage insurance (not modelled) |
| 20% | $1,944 | $156,340 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,944/mo
- Today, posted2026-11-04 · 6.19%$2,308/mo
- 5 years ago2021-11-03 · 4.79%$2,014/mo
- 10 years ago2016-11-02 · 4.64%$1,984/mo
At 6.19% — five years ago — the same mortgage would have cost $364 more each month than at today's posted rate.
Principal & interest only: $351,920 (80% of the $439,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 80 active
Priced at the 29th percentile of active Conception Bay South homes
$188/sqft — city median $229/sqft.
Errand score
walk-time weighted
40
grocery 1.1 km, school 860 m
Nearest errand: Honeycomb Health Care Clinic (health centre) — 50 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 860 mBAC College
- Grocery nearby?Yes · 1.1 kmDough Bys Bakery
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,030/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$260/mo
Principal & interest $0 + property tax $260 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-549
NOI / month
$-549
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $260 | $3,117 |
| Expenses | $290 | $3,480 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-549 | $-6,588 |
| NOI | $-549 | $-6,588 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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