For sale · MLS® 1304857
2 Haleys Place
Flatrock, NL, A1K1C9
List price
$559,900
About this propertyMLS® 1304857
Welcome to 2 Haley’s Place, a brand new bungalow on a quiet cul de sac in Flatrock, perfect for a family to settle in and grow into. Customize the home while it’s under construction and make it yours: choose your flooring, cabinets, countertops, lighting, plumbing fixtures and more, with healthy allowances included in the price. Builder’s Appendix, floor plans and allowance details are available. This 3 bedroom, 2 bathroom bungalow offers 1,400 sq ft on the main floor with 9 foot ceilings throughout, plus a 462 sq ft attached garage. The open concept kitchen and living space features ample windows, access to the rear deck and is finished with a custom hardwood railing. The primary suite includes a walk in closet with custom shelving and an ensuite. Two additional bedrooms, a full main bathroom and main floor laundry complete the level, keeping everyday life on one floor. The walkout basement has framed and insulated exterior walls and a rough in for a future three piece bathroom, giving you space to add a rec room, extra bedroom, or additional storage. Complete with Solar Seal Energy Star windows, insulated steel exterior doors and 200 amp service. The exterior features modern vinyl siding with shake accents, white windows and trim, architectural shingles and a pressure treated rear deck. Front double paved driveway and front landscaping also included. Flatrock is a picturesque coastal community just 15 minutes from St. John’s and the Stavanger Drive area, with hiking trails, parks and stunning ocean views, a great place to raise a family. Lux New Home Warranty (1 & 8 year) included. Eligible first time home buyers may qualify for the federal First Time Home Buyers GST rebate. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bedroom Bedroom Ensuite Primary Bedroom Kitchen Living room Porch | 10.75x11 · 118 sqft 11x10.9 · 120 sqft 8.7x6 · 52 sqft 12x14.25 · 171 sqft 9.25x8.5 · 79 sqft 13x14.5 · 189 sqft 7x7 · 49 sqft |
The neighbourhood
Flatrock at a glance
Live market stats for Flatrock — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
25
Median list price
$230k
Price range
$50k – $1.5M
Typical build
2022
Average size
2,899 sqft
Where Flatrock listings are priced
Every active list price in Flatrock, grouped into bands.
List price, thousands of $ · 23 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 10 |
| 200–300 | 3 |
| 300–400 | 2 |
| 500–750 | 6 |
| 750–1M | 1 |
| 1M+ | 1 |
How Flatrock compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
65 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 8:00 p.m.
Flood & zoning are mapped for St. John's only
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 29 min to downtown St. John's22.4 km
- 25 min to Memorial University19 km
- 26 min to Avalon Mall20.5 km
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$607/mo
Est. winter heating (electricity) — about $1,822 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,800 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $176,025
Closing costs + five years of running costs + 60 mortgage payments on a $559,900 home.
If rates rise 2 points
$31,990 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,338
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$111,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,644
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $23,720
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,938 | $203,863 | needs mortgage insurance (not modelled) |
| 10% | $2,784 | $194,584 | needs mortgage insurance (not modelled) |
| 20% | $2,474 | $176,025 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record — that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$2,474/mo
- Today, posted2026-11-04 · 6.19%$2,938/mo
- 5 years ago2021-11-03 · 4.79%$2,564/mo
- 10 years ago2016-11-02 · 4.64%$2,525/mo
At 6.19% — five years ago — the same mortgage would have cost $464 more each month than at today's posted rate.
Principal & interest only: $447,920 (80% of the $559,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
6
grocery 1.0 km
Nearest errand: Wilkinson's Convenience Store (grocery) — 1.0 km, about 13 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.0 kmWilkinson's Convenience Store
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,254/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-700
NOI / month
$-700
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $700 | $8,400 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-700 | $-8,400 |
| NOI | $-700 | $-8,400 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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