For sale · MLS® 1305203
44-48 Beach Avenue
Salmon Cove, NL, A0A3S0
List price
$289,900
About this propertyMLS® 1305203
Looking for the perfect family home just steps from a beautiful sandy beach and a short drive from great amenities? Whether you're a growing family looking for room to spread out or a savvy investor exploring the potential of an Airbnb property, this home has so much to offer. Situated on a generous 0.77-acre partially landscaped lot surrounded by mature trees, this property has seen several attractive upgrades over the past couple of years, including some new windows, updated flooring, a beautiful custom kitchen and updated lighting. The heart of the home is the gorgeous custom kitchen, featuring beautiful countertops, a spacious island (seats 3) plenty of workspace for entertaining. A cozy dining nook sits alongside the patio doors leading to the rear gardens, while the adjoining living room provides a welcoming space to gather with family & friends. A separate formal dining room offers the perfect setting for hosting dinners and celebrations. One of the home's most inviting features is the beautiful sunroom, filled with windows and natural light. Complete with a cozy propane stove, convenient half bath and direct access to the backyard. The main floor also features a full bathroom with laundry, along with a secondary entrance providing access to the impressive 22' x 28' attached garage with storage loft. Upstairs, you'll find a spacious primary bedroom with walk-in closet, reading nook along with a smaller adjoining bedroom that offers wonderful flexibility as a nursery, office or future ensuite. Two guest bedrooms and a five-piece main bathroom with tub enclosure complete the second level. The lower level is partially developed with a rec room, flex space ideal for a gym or office, hobby room, workshop and storage. And the location is truly something special! Just steps from the stunning coastline and sandy shores of Salmon Cove Sands, you'll have one of the area's most beautiful beaches at your doorstep. This home is waiting for your finishing touches! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Office Workshop Office Recreation room Utility room | 9.7 x 10.11 · 98 sqft 9.3 x 10.10 · 94 sqft 10.7 x 10.77 · 115 sqft 16.4 x 13.11 · 215 sqft 13.3 x 15.1 · 201 sqft |
| Main level | Foyer Dining room Kitchen Not known Bath (# pieces 1-6) Living room Laundry room | 7.8 x 17.6 · 137 sqft 13.5 x 19.4 · 262 sqft 27 x 9.6 · 259 sqft 14.7 x 13.9 · 204 sqft 6.5 x 3.3 · 21 sqft 13.6 x 15.2 · 207 sqft 8.1 x 9.4 · 76 sqft |
| Second level | Primary Bedroom Bedroom Bedroom Bedroom Bath (# pieces 1-6) | 10.8 x 12.10 · 131 sqft 6.11 x 10.10 · 62 sqft 11.4 x 10.5 · 120 sqft 14.4 x 10.4 · 150 sqft 10 x 7.4 · 74 sqft |
The neighbourhood
Salmon Cove at a glance
Live market stats for Salmon Cove — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
5
Median list price
$70k
Price range
$28k – $290k
Typical build
1958
Average size
1,920 sqft
Where Salmon Cove listings are priced
Every active list price in Salmon Cove, grouped into bands.
List price, thousands of $ · 5 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 4 |
| 200–300 | 1 |
How Salmon Cove compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
18 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,177 / year
≈ $181 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · 3 routes · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
- 96 min to downtown St. John's118 km
- 95 min to Memorial University116.8 km
- 100 min to Avalon Mall123.6 km
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$664/mo
Est. winter heating (electricity) — about $1,991 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,059 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $115,925
Closing costs + five years of running costs + 60 mortgage payments on a $289,900 home.
If rates rise 2 points
$16,563 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,258
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$57,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,982
- Property taxfrom the feed$2,177
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $36,295
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,521 | $130,339 | needs mortgage insurance (not modelled) |
| 10% | $1,441 | $125,534 | needs mortgage insurance (not modelled) |
| 20% | $1,281 | $115,925 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,281/mo
- Today, posted2026-11-04 · 6.19%$1,521/mo
- 5 years ago2021-11-03 · 4.79%$1,328/mo
- 10 years ago2016-11-02 · 4.64%$1,308/mo
At 6.19% — five years ago — the same mortgage would have cost $240 more each month than at today's posted rate.
Principal & interest only: $231,920 (80% of the $289,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,348/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$182/mo
Principal & interest $0 + property tax $182 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-362
NOI / month
$-362
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $182 | $2,177 |
| Expenses | $181 | $2,172 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-362 | $-4,344 |
| NOI | $-362 | $-4,344 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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