For sale · MLS® 1304931
10 SGT. Donald Lucas Drive
Paradise, NL, A1L0W8
List price
$459,900
About this propertyMLS® 1304931
Enjoy exceptional outdoor living with southern exposure, providing sunshine to the fully fenced backyard and patio from approximately 11 a.m. until sunset during summer months. The sheltered yard offers added privacy and a comfortable setting for relaxing or entertaining. The primary bedroom also enjoys beautiful morning sunlight. All three levels are climate controlled for year-round comfort. The fully developed basement features a spacious rec room, large storage closet, separate office or hobby room with plumbing roughed in for a future bathroom, plus a dedicated workshop/storage area. Located in a quiet, established neighbourhood near the entrance of a growing subdivision, with the Octagon Pond walking trail directly across the road. Enjoy convenient access to outdoor recreation, along with a school nearby and well-maintained sidewalks and prompt winter snow clearing. A wonderful opportunity to enjoy comfort, functionality and an exceptional location! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Other Other Bedroom | 26.0x10.7 · 278 sqft 13.10x12.9 · 169 sqft 11.10x19.11 · 212 sqft |
| Second level | Bath (# pieces 1-6) Ensuite Primary Bedroom Bedroom Bedroom | 4pc 4 pc 20.6x15.2 · 313 sqft 11.3x9.10 · 103 sqft 11.6x10.8 · 125 sqft |
| Main level | Bath (# pieces 1-6) Laundry room Dining room Kitchen Living room Foyer | 2 pc 4.2x5.11 · 21 sqft 13.11x10.7 · 140 sqft 12.1x10.7 · 129 sqft 12.1x20.3 · 246 sqft 8.1x7.11 · 58 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
152
Median list price
$520k
Price range
$125k – $6M
Typical build
2014
Average size
2,609 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 149 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 8 |
| 300–400 | 16 |
| 400–500 | 41 |
| 500–750 | 63 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
148 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Property tax
$2,985 / year
≈ $249 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
12 places shown · 3 routes · OpenStreetMap · OSRM
- 20 min to downtown St. John's18.4 km
- 16 min to Memorial University14.9 km
- 21 min to Avalon Mall21.7 km
Schools 6
Groceries 2
Cafés 1
Parks 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$525/mo
Est. winter heating (electricity) — about $1,574 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,419 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $161,554
Closing costs + five years of running costs + 60 mortgage payments on a $459,900 home.
If rates rise 2 points
$26,276 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,938
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$91,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,148
- Property taxfrom the feed$2,985
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $36,165
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,414 | $184,419 | needs mortgage insurance (not modelled) |
| 10% | $2,287 | $176,797 | needs mortgage insurance (not modelled) |
| 20% | $2,033 | $161,554 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$2,033/mo
- Today, posted2026-11-04 · 6.19%$2,413/mo
- 5 years ago2021-11-03 · 4.79%$2,106/mo
- 10 years ago2016-11-02 · 4.64%$2,074/mo
At 6.19% — five years ago — the same mortgage would have cost $381 more each month than at today's posted rate.
Principal & interest only: $367,920 (80% of the $459,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 129 active
Priced at the 12th percentile of active Paradise homes
$190/sqft — city median $227/sqft.
Errand score
walk-time weighted
35
grocery 760 m, school 170 m
Nearest errand: Octagon Pond Elementary (school) — 170 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 170 mOctagon Pond Elementary
- Grocery nearby?Yes · 760 mMaries Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,100/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$249/mo
Principal & interest $0 + property tax $249 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-574
NOI / month
$-574
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $249 | $2,985 |
| Expenses | $326 | $3,912 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-574 | $-6,888 |
| NOI | $-574 | $-6,888 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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