For sale · MLS® 1305110
97 Hall's Road
St. John's, NL, A1A5Y9
List price
$559,900
Seller's direction · offers
No conveyance of offers until
Thursday, November 12 at 5:00 p.m. NST
7
days left
As per Seller's Direction, no conveyance of offers until 5pm Nov 12th, with offers to be left open until 10pm, Nov.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305110
This is 97 Halls Rd, an exceptional family home in the sought-after Airport Heights neighbourhood. Tucked away near the top of a cul-de-sac, this beautifully updated two-storey property offers the perfect combination of space, comfort and lifestyle, with direct backyard views of Admirals Green Golf Course. Featuring three bedrooms, multiple living spaces, an attached garage and an impressive list of recent improvements, this is a home designed for families who appreciate both quality and room to grow. The large kitchen has been tastefully updated with ample counter space, creating an ideal setting for preparing meals and gathering with family. The adjoining dining area features a fireplace and beautiful views overlooking the golf course, while the spacious front living room provides another inviting space to relax and entertain. Freshly painted throughout, with beautifully maintained and freshly stained hardwood floors and updated ceramic tile, the home offers a refreshed and welcoming atmosphere. The upper level features three bedrooms, including an impressive primary suite that serves as a private retreat. One of its standout features is the private balcony overlooking the backyard and Admirals Green. Imagine enjoying your morning coffee or tea while taking in the peaceful views and watching the early morning golfers. The primary suite also features a walk-in closet and a beautifully updated ensuite with heated floors, a soaker tub and separate shower. Two additional bright bedrooms and a full main bath complete this level. The partially developed basement extends the home’s living space with an office and a rec room. 97 Halls Rd offers an exceptional opportunity to enjoy upscale family living in St. John’s. As per Seller's Direction, no conveyance of offers until 5pm Nov 12th, with offers to be left open until 10pm, Nov. 12th. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Recreation room Storage Office | 19.7x10.10 · 199 sqft 9.2x13.9 · 128 sqft 11.3x10.7 · 121 sqft |
| Second level | Ensuite Primary Bedroom Bath (# pieces 1-6) Bedroom Bedroom | 7.3x11.6 · 85 sqft 15x10.9 · 164 sqft 5.1x6.6 · 34 sqft 12.3x11.1 · 137 sqft 9.7x9.2 · 89 sqft |
| Main level | Bath (# pieces 1-6) Not known Eat in kitchen Dining room Laundry room Living room Porch | 5.11x5.5 · 28 sqft 5.10x5.11 · 26 sqft 11.5x20.3 · 233 sqft 14.7x11.10 · 163 sqft 5.10x5.5 · 28 sqft 11.10x15.7 · 174 sqft 5.4x5.5 · 30 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
455
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,622 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 384 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 40 |
| 200–300 | 54 |
| 300–400 | 103 |
| 400–500 | 53 |
| 500–750 | 68 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
13.47 ha parcel
Elevation
173 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Property tax
$3,728 / year
≈ $311 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
27 places shown · 3 routes · OpenStreetMap · OSRM
- 9 min to downtown St. John's6.5 km
- 6 min to Memorial University4.4 km
- 6 min to Avalon Mall5.3 km
Schools 10
Groceries 4
Cafés 1
Parks 4
Bus stops 8
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$258/mo
Est. winter heating (heat pump electricity) — about $775 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,977 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $184,195
Closing costs + five years of running costs + 60 mortgage payments on a $559,900 home.
If rates rise 2 points
$31,990 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,338
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$111,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,550
- Property taxfrom the feed$3,728
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $31,890
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,938 | $212,033 | needs mortgage insurance (not modelled) |
| 10% | $2,784 | $202,754 | needs mortgage insurance (not modelled) |
| 20% | $2,474 | $184,195 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$2,474/mo
- Today, posted2026-11-04 · 6.19%$2,938/mo
- 5 years ago2021-11-03 · 4.79%$2,564/mo
- 10 years ago2016-11-02 · 4.64%$2,525/mo
At 6.19% — five years ago — the same mortgage would have cost $464 more each month than at today's posted rate.
Principal & interest only: $447,920 (80% of the $559,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 326 active
Priced at the 47th percentile of active St. John's homes
$188/sqft — city median $192/sqft.
Errand score
walk-time weighted
27
grocery 640 m, school 1.0 km
Nearest errand: Park (park) — 330 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 640 mMarie's Mini Mart
- Bus stop?Yes · 360 mBranscombe Street - #6
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R113.47 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,564/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$311/mo
Principal & interest $0 + property tax $311 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-699
NOI / month
$-699
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $311 | $3,728 |
| Expenses | $389 | $4,668 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-699 | $-8,388 |
| NOI | $-699 | $-8,388 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.