For sale · MLS® 1305159
16 Adams Avenue
Bishop's Falls, NL, A0H1C0
List price
$399,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 3:00 p.m. NST · open for acceptance until 8:00 p.m. NST
5
days left
As per Sellers Direction: No written Conveyance of offers until 3:00pm November 10, 2026.Please leave all offers open for acceptance until 8:00 pm on November 10th,2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305159
Welcome to this beautiful ranch-style/backsplit home located on a quiet cul-de-sac in the west end of Bishop’s Falls! Offering plenty of living space, character and outdoor appeal, this property is ideal for family living. The backyard features mature trees, a firepit area surrounded by cedars, a rear deck off the sunroom with access to the gazebo, and additional decks off the upper-level bedroom and office. A large semi-circular paved driveway and carport provide ample parking. The home also features vinyl siding and windows, with shingles replaced in 2026. Inside, the open-concept main floor boasts impressive vaulted ceilings, a spacious living room with a fireplace and propane insert, and a well-appointed kitchen featuring stainless steel appliances, gas range, ample cabinetry, plenty of counter space and an island with seating for four. The adjoining dining area includes a double pantry closet. A side entrance leads to a mudroom with three closets, while the three-season sunroom offers a great place to relax and enjoy the backyard. The upper level features three bedrooms, an office/den and a main bathroom with double vanity and whirlpool tub. The primary bedroom offers vaulted ceilings, a sitting area, walk-in closet and private four-piece ensuite with freestanding soaker tub and corner shower. The lower level includes a spacious family room with wet bar, laundry room with built-in cabinetry and a heated crawl space for additional storage. Two mini-split heat pumps provide added year-round comfort. A great opportunity to own a spacious home with plenty of character, functional living areas and a backyard made for entertaining and relaxation. Don't miss out! As per Sellers Direction: No written Conveyance of offers until 3:00pm November 10, 2026.Please leave all offers open for acceptance until 8:00 pm on November 10th,2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Family room Laundry room | 13.6X31.2 · 424 sqft 8X13.7 · 110 sqft |
| Second level | Office Other Ensuite Primary Bedroom Bedroom Bath (# pieces 1-6) Bedroom | 7.5X14 · 105 sqft 5.5X10.2 · 56 sqft 7.10X10.11 4PC 18X18.5 · 333 sqft 11.8X14 · 165 sqft 8.4X9.10 4PC 10x12 · 120 sqft |
| Main level | Not known Mud room Dining room Kitchen Living room/Fireplace Foyer | 11.6X14.5 · 168 sqft 6X8.3+11.5x14 14X17.9 · 251 sqft 15.7X17.4 · 273 sqft 15.6X22.6 · 353 sqft 4.7X6.6 · 31 sqft |
The neighbourhood
Bishop's Falls at a glance
Live market stats for Bishop's Falls — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
20
Median list price
$270k
Price range
$50k – $1.1M
Typical build
1991
Average size
2,397 sqft
Where Bishop's Falls listings are priced
Every active list price in Bishop's Falls, grouped into bands.
List price, thousands of $ · 19 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 8 |
| 200–300 | 3 |
| 300–400 | 3 |
| 400–500 | 2 |
| 750–1M | 1 |
| 1M+ | 2 |
How Bishop's Falls compares
Median list price against the next biggest markets — click a row for that area guide.
Bishop's Fallsnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
16 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,610 / year
≈ $218 / month
Climate
Jan -3° · Jul 23°
normal daily high · WOODDALE BISHOP'S FALLS station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
3 places shown · OpenStreetMap · OSRM
Schools 2
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$282/mo
Est. winter heating (heat pump electricity) — about $846 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,046 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $136,248
Closing costs + five years of running costs + 60 mortgage payments on a $399,900 home.
If rates rise 2 points
$22,848 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,698
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$79,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,692
- Property taxfrom the feed$2,610
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $27,010
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,099 | $156,131 | needs mortgage insurance (not modelled) |
| 10% | $1,988 | $149,504 | needs mortgage insurance (not modelled) |
| 20% | $1,767 | $136,248 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,767/mo
- Today, posted2026-11-04 · 6.19%$2,099/mo
- 5 years ago2021-11-03 · 4.79%$1,831/mo
- 10 years ago2016-11-02 · 4.64%$1,804/mo
At 6.19% — five years ago — the same mortgage would have cost $331 more each month than at today's posted rate.
Principal & interest only: $319,920 (80% of the $399,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 17 active
Priced at the 53rd percentile of active Bishop's Falls homes
$131/sqft — city median $131/sqft.
Errand score
walk-time weighted
16
school 630 m
Nearest errand: Park (park) — 310 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 630 mLeo Burke Academy
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,827/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$218/mo
Principal & interest $0 + property tax $218 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-499
NOI / month
$-499
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $218 | $2,610 |
| Expenses | $282 | $3,384 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-499 | $-5,988 |
| NOI | $-499 | $-5,988 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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