For sale · MLS® 1305178
150 Bayview Street
Twillingate, NL, A0G4M0
List price
$194,000
About this propertyMLS® 1305178
If you’re looking for a home with character, plenty of space and a long list of updates, this one is sure to impress! Situated in the beautiful Town of Twillingate, right in the heart of Iceberg Alley, this unique approximately 50-year-old home offers an impressive five bedrooms and 5½ bathrooms, with a wonderful blend of original charm and modern improvements. Over the years, this home has undergone major renovations while maintaining the character and charm that make it so special. Improvements include complete electrical rewiring with 200-amp service, electric heat throughout, and a mini-split heat pump for added comfort. Each bedroom has its own private bathroom, and the kitchen has been updated to offer added convenience and functionality. With its generous living space and versatile layout, this home offers plenty of possibilities for a growing family, those who love to entertain, or anyone looking for extra space. Formerly used as a bed and breakfast, it also .offers the flexibility to explore that opportunity again if desired. Additionally this home will be sold fully furnished. Outside, you’ll find a 14 x 20 detached storage shed, along with a traditional root cellar. Twillingate is known for its stunning coastal scenery, iceberg viewing, whale watching and welcoming small-town atmosphere, making it a wonderful place to call home. A property with history, charm, space and so much to offer. Come see everything this special Twillingate home has to offer! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Ensuite Bedroom Bedroom Bedroom | 4x8 · 32 sqft 9x11 · 99 sqft 9x16 · 144 sqft 8.5x12 · 102 sqft |
| Main level | Ensuite Bath (# pieces 1-6) Bedroom Bedroom Living room Laundry room Dining room Kitchen | 4x9 · 36 sqft 8x8.5 · 68 sqft 9.5x13 · 124 sqft 8x12 · 96 sqft 11x21 · 231 sqft 8x6.5 · 52 sqft 9x14 · 126 sqft 11x9 · 99 sqft |
The neighbourhood
Twillingate at a glance
Live market stats for Twillingate — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
25
Median list price
$250k
Price range
$60k – $1.5M
Typical build
1961
Average size
4,463 sqft
Where Twillingate listings are priced
Every active list price in Twillingate, grouped into bands.
List price, thousands of $ · 25 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 12 |
| 200–300 | 2 |
| 300–400 | 6 |
| 400–500 | 2 |
| 500–750 | 2 |
| 1M+ | 1 |
How Twillingate compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
17 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 4:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,200 / year
≈ $100 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · OpenStreetMap · OSRM
Schools 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$190/mo
Est. winter heating (heat pump electricity) — about $570 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,190 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $71,017
Closing costs + five years of running costs + 60 mortgage payments on a $194,000 home.
If rates rise 2 points
$11,084 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$874
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$38,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,140
- Property taxfrom the feed$1,200
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $17,200
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,018 | $80,662 | needs mortgage insurance (not modelled) |
| 10% | $965 | $77,447 | needs mortgage insurance (not modelled) |
| 20% | $857 | $71,017 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$857/mo
- Today, posted2026-11-04 · 6.19%$1,018/mo
- 5 years ago2021-11-03 · 4.79%$888/mo
- 10 years ago2016-11-02 · 4.64%$875/mo
At 6.19% — five years ago — the same mortgage would have cost $161 more each month than at today's posted rate.
Principal & interest only: $155,200 (80% of the $194,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 18 active
Priced at the 11th percentile of active Twillingate homes
$89/sqft — city median $147/sqft.
Errand score
walk-time weighted
5
school 1.1 km
Nearest errand: School (school) — 1.1 km, about 14 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$881/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$100/mo
Principal & interest $0 + property tax $100 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-243
NOI / month
$-243
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $100 | $1,200 |
| Expenses | $143 | $1,716 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-243 | $-2,916 |
| NOI | $-243 | $-2,916 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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