For sale · MLS® 1305188
2 Baker Street
St. John's, NL, A1A5A7
List price
$439,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 10:00 a.m. NST · open for acceptance until 3:00 p.m. NST
4
days left
No conveyance of offers until Tuesday, Nov 10 at 10am and left open for acceptance until 3pm the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305188
Some homes have a way of making you feel welcome before you even reach the front door. At 2 Baker Street, the carefully tended grounds, mature landscaping and cheerful entrance offer the first glimpse of a home that has been deeply loved and exceptionally well cared for. Located in St. John’s East End, close to Clovelly and the Paul Reynolds Community Centre, this lovely three-bedroom bungalow carries that same sense of pride throughout. Natural light fills the living room through a beautiful window, while hardwood floors extend through most of the main level. The hallway leads into the living and dining rooms, each offering a warm and inviting setting for everything from quiet evenings to gatherings with family and friends. The bright kitchen features white cabinetry, stainless steel appliances and access to the backyard deck. All three bedrooms are on the main floor, including the primary bedroom with its own ensuite and walk-in closet. Heated floors in the bathroom. Downstairs, the spacious rec room invites you to settle in beside the propane fireplace—a lovely place to spend a winter evening. A laundry area, additional bathroom and generous unfinished storage space add everyday practicality. Outside, the private backyard feels like a little retreat. Mature trees, lovingly tended garden beds and a deck just off the kitchen create space for morning coffee, summer suppers and afternoons spent enjoying the garden. Beautifully maintained and full of warmth, 2 Baker Street is ready for someone new to love coming home. No conveyance of offers until Tuesday, Nov 10 at 10am and left open for acceptance until 3pm the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Utility room Storage Bath (# pieces 1-6) Laundry room Recreation room | 27.9x16.5 · 460 sqft 9.2x16.5 · 152 sqft 6x5.5 · 33 sqft 6x5.4 · 32 sqft 19.9x15.1 · 300 sqft |
| Main level | Ensuite Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Dining room Kitchen Living room | 4.10x4 · 16 sqft 4.10x7.3 · 30 sqft 9.6x9.5 · 91 sqft 9.10x12 · 109 sqft 10.7x13.2 · 141 sqft 10x12 · 120 sqft 18.6x8.10 · 151 sqft 11.9x16.3 · 194 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
455
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,620 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 384 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 40 |
| 200–300 | 54 |
| 300–400 | 104 |
| 400–500 | 53 |
| 500–750 | 67 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
5.58 ha parcel
Elevation
93 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 2:00 p.m.
Property tax
$2,820 / year
≈ $235 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
51 places shown · 3 routes · OpenStreetMap · OSRM
- 11 min to downtown St. John's6.3 km
- 8 min to Memorial University6.5 km
- 9 min to Avalon Mall8.1 km
Schools 7
Health 8
Groceries 10
Cafés 5
Parks 15
Bus stops 6
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$471/mo
Est. winter heating (electricity) — about $1,412 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,170 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $153,725
Closing costs + five years of running costs + 60 mortgage payments on a $439,900 home.
If rates rise 2 points
$25,134 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,858
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$87,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,824
- Property taxfrom the feed$2,820
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $33,720
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,309 | $175,597 | needs mortgage insurance (not modelled) |
| 10% | $2,187 | $168,306 | needs mortgage insurance (not modelled) |
| 20% | $1,944 | $153,725 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,944/mo
- Today, posted2026-11-04 · 6.19%$2,308/mo
- 5 years ago2021-11-03 · 4.79%$2,014/mo
- 10 years ago2016-11-02 · 4.64%$1,984/mo
At 6.19% — five years ago — the same mortgage would have cost $364 more each month than at today's posted rate.
Principal & interest only: $351,920 (80% of the $439,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 326 active
Priced at the 56th percentile of active St. John's homes
$203/sqft — city median $192/sqft.
Errand score
walk-time weighted
45
grocery 540 m, school 870 m
Nearest errand: Carrick Drive - 139 (bus stop) — 40 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 870 mSchool
- Grocery nearby?Yes · 540 mMarie's Mini Mart
- Bus stop?Yes · 40 mCarrick Drive - 139
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R15.58 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,006/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$235/mo
Principal & interest $0 + property tax $235 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-550
NOI / month
$-550
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $235 | $2,820 |
| Expenses | $315 | $3,780 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-550 | $-6,600 |
| NOI | $-550 | $-6,600 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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