For sale · MLS® 1305058
37 White's Place
Carbonear, NL, A1Y1C5
List price
$379,000
About this propertyMLS® 1305058
Welcome to 37 Whites Road, a beautiful custom home with drive thru access situated in the heart of Carbonear, within walking distance of many local amenities! Offering approximately 1700 sq. ft. on the main floor, this lovely home is sure to impress with its bright, spacious design, thoughtful layout, a nd wonderful features throughout. The inviting living room offers plenty of space to relax and unwind, complete with a custom electric fireplace that adds warmth and character. The gorgeous eat-in kitchen is the heart of the home, featuring an abundance of custom cabinetry, a large centre island, plenty of counter space, and a fantastic walk-in pantry offering exceptional storage. Whether you're preparing family meals or entertaining friends, this is a space you'll absolutely love! The main floor also offers three spacious bedrooms and two bathrooms, including a convenient ensuite with an easy-access shower off the primary bedroom. Step outside and enjoy the wonderful backyard, which is mostly fenced and features spacious pressure-treated decks, a lovely gazebo, and a storage shed. A great space for summer barbecues, entertaining, or simply sitting back and enjoying some fresh air! One of the highlights of this property is the full, undeveloped basement, offering an additional 1,700 sq. ft. of space and tremendous potential for future development! With plenty of room to create additional living areas, bedrooms, a family room, or whatever suits your needs, this space provides wonderful flexibility as your needs change. The basement also features natural light and a rear exterior entrance. Additional features include an HRV system, electric baseboard heating, paved driveway, and all appliances, including the washer and dryer. With its spacious layout, fantastic central location, and so much potential for future development, this beautiful property offers the perfect combination of comfort, convenience, and room to grow. A wonderful place to call home! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage | 37.3 x 54.5 · 2033 sqft |
| Main level | Porch Bath (# pieces 1-6) Ensuite Primary Bedroom Bedroom Bedroom Living room/Fireplace Kitchen Kitchen | 5.10 x 11.9 · 61 sqft B4 B3 14.9 x 12.2 · 182 sqft 10.5 x 10.10 · 106 sqft 9.2 x 9.3 · 86 sqft 17.10 x 20.9 · 357 sqft 17.5 x 10.10 · 177 sqft 22.2 x 13.5 · 300 sqft |
The neighbourhood
Carbonear at a glance
Live market stats for Carbonear — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
45
Median list price
$202k
Price range
$20k – $1.3M
Typical build
1960
Average size
3,571 sqft
Where Carbonear listings are priced
Every active list price in Carbonear, grouped into bands.
List price, thousands of $ · 44 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 22 |
| 200–300 | 7 |
| 300–400 | 5 |
| 400–500 | 7 |
| 500–750 | 1 |
| 750–1M | 1 |
| 1M+ | 1 |
How Carbonear compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
18 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 3:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,215 / year
≈ $185 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
15 places shown · 3 routes · OpenStreetMap · OSRM
- 85 min to downtown St. John's108.4 km
- 84 min to Memorial University107.2 km
- 89 min to Avalon Mall114 km
Schools 4
Health 2
Groceries 4
Cafés 4
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$746/mo
Est. winter heating (electricity) — about $2,238 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,440 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $142,567
Closing costs + five years of running costs + 60 mortgage payments on a $379,000 home.
If rates rise 2 points
$21,654 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,614
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$75,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,476
- Property taxfrom the feed$2,215
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $38,955
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,989 | $161,411 | needs mortgage insurance (not modelled) |
| 10% | $1,884 | $155,130 | needs mortgage insurance (not modelled) |
| 20% | $1,675 | $142,567 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,675/mo
- Today, posted2026-11-04 · 6.19%$1,989/mo
- 5 years ago2021-11-03 · 4.79%$1,736/mo
- 10 years ago2016-11-02 · 4.64%$1,709/mo
At 6.19% — five years ago — the same mortgage would have cost $314 more each month than at today's posted rate.
Principal & interest only: $303,200 (80% of the $379,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 28 active
Priced at the 39th percentile of active Carbonear homes
$110/sqft — city median $117/sqft.
Errand score
walk-time weighted
36
grocery 450 m, school 740 m
Nearest errand: Health centre (health centre) — 450 m, about 6 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 740 mCollege of the North Atlantic- Carbonear campus (Carbonear)
- Grocery nearby?Yes · 450 mWestern Petroleum
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,710/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$185/mo
Principal & interest $0 + property tax $185 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-473
NOI / month
$-473
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $185 | $2,215 |
| Expenses | $289 | $3,468 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-473 | $-5,676 |
| NOI | $-473 | $-5,676 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.