For sale · MLS® 1305181
10 Hatt Place
Grand Falls-Windsor, NL, A2A0C2
List price
$519,900
Seller's direction
As per sellers direction there shall be no presentation of offers prior to 4pm on Nov.12, they are to remain open until 9pm on Nov.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305181
Welcome to 10 Hatt Place—a truly spectacular four-bedroom, three-bathroom family residence that simply must be seen to be believed. This spacious single-family home is designed for comfortable modern living, boasting generous sized rooms and thoughtful features throughout. Step onto the covered veranda and enter into a welcoming, foyer with ample storage for coats and footwear. Or enter using the side entrance, the mudroom, with its dual closets, ensures everyone has space to settle in after a busy day. The heart of the home is a magnificent open-concept living, kitchen, and dining area, enhanced by cathedral ceilings. The stylish kitchen features wood cabinetry, a pantry, and a substantial island with seating for at least four, while the dining area flows effortlessly onto the back deck—ideal for summer barbecues. The spacious living room is perfect for both lively gatherings and quiet family nights. The primary bedroom offers a private retreat, complete with a walk-in closet and an ensuite featuring a tiled shower. Two further bedrooms are perfect for children or teenagers, providing plenty of space and privacy. Downstairs, a huge family/recreation room awaits, complete with a custom wet bar—perfect for entertaining. Enjoy the warmth of the wood stove, with convenient wood storage close at hand. Watch a movie or play a few games the space offers room for everything. Unwind in the private sauna, wired for surround sound and TV. The lower level also includes a spacious bathroom, laundry, and an additional bedroom and walkout. With parking for six, modern vinyl windows and siding, 200 amp electrical service, PEX plumbing, and electric baseboard heat, this exceptional home is ready for your family to move straight in. Don’t miss your chance—book your viewing today! Home has been painted and plastered throughout (Fall 2026). As per sellers direction there shall be no presentation of offers prior to 4pm on Nov.12, they are to remain open until 9pm on Nov. 12,2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Lower level | Utility room Other Other Storage Laundry room Bath (# pieces 1-6) Bedroom Family room | 16.8x9.10 · 153 sqft 37.2x4 · 149 sqft 9x11.7 · 105 sqft 8.10x6 · 49 sqft 9x10 · 90 sqft 4.11x9 · 37 sqft 14.9x13.4 · 200 sqft 39.5x20+5.9x6.6 |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Other Ensuite Primary Bedroom Foyer Living room/Dining room Mud room | 9.8x7.4 · 73 sqft 10.7x10.9 · 117 sqft 13.6x12.6 · 171 sqft 4.6x8 · 37 sqft 6.2x8 · 50 sqft 14x15.3 · 214 sqft 8.6x5.1 · 44 sqft 21x30 · 630 sqft 9x12 · 108 sqft |
The neighbourhood
Grand Falls-Windsor at a glance
Live market stats for Grand Falls-Windsor — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
74
Median list price
$259k
Price range
$27k – $1.5M
Typical build
1979
Average size
2,476 sqft
Where Grand Falls-Windsor listings are priced
Every active list price in Grand Falls-Windsor, grouped into bands.
List price, thousands of $ · 67 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 25 |
| 200–300 | 12 |
| 300–400 | 5 |
| 400–500 | 11 |
| 500–750 | 9 |
| 750–1M | 2 |
| 1M+ | 3 |
How Grand Falls-Windsor compares
Median list price against the next biggest markets — click a row for that area guide.
Grand Falls-Windsornearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
49 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 2:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$3,823 / year
≈ $319 / month · assessment year 2026
Climate
Jan -3° · Jul 23°
normal daily high · WOODDALE BISHOP'S FALLS station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
2 places shown · OpenStreetMap · OSRM
Health 1
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$833/mo
Est. winter heating (electricity) — about $2,500 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,600 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $191,154
Closing costs + five years of running costs + 60 mortgage payments on a $519,900 home.
If rates rise 2 points
$29,704 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,178
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$103,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$5,000
- Property taxfrom the feed$3,823
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $49,615
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,728 | $217,002 | needs mortgage insurance (not modelled) |
| 10% | $2,585 | $208,386 | needs mortgage insurance (not modelled) |
| 20% | $2,298 | $191,154 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$2,298/mo
- Today, posted2026-11-04 · 6.19%$2,728/mo
- 5 years ago2021-11-03 · 4.79%$2,381/mo
- 10 years ago2016-11-02 · 4.64%$2,345/mo
At 6.19% — five years ago — the same mortgage would have cost $431 more each month than at today's posted rate.
Principal & interest only: $415,920 (80% of the $519,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 58 active
Priced at the 36th percentile of active Grand Falls-Windsor homes
$144/sqft — city median $160/sqft.
Errand score
walk-time weighted
2
park 1.0 km
Nearest errand: Gorge Park (park) — 1.0 km, about 13 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,411/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$319/mo
Principal & interest $0 + property tax $319 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-649
NOI / month
$-649
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $319 | $3,823 |
| Expenses | $331 | $3,972 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-649 | $-7,788 |
| NOI | $-649 | $-7,788 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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