For sale · MLS® 1305184
25 Tillers Trail
Brigus Junction, NL, A0B1G0
List price
$435,000
About this propertyMLS® 1305184
Welcome to 25 Tillers Trail, a rare waterfront retreat on beautiful Piercey’s Pond in Brigus Junction. This year-round home or cottage offers 272 feet of private pond frontage, with your own beach, dock, stone landscaping and a new 16' x 16' sun deck. The open-concept interior features pine finishes, vaulted ceilings, a propane fireplace, three bedrooms, including a primary with 2-piece ensuite, and plenty of basement storage. The concrete foundation basement includes an in-house garage and crawlspace, with an additional storage shed and a wired 14' x 24' detached garage, fully insulated with woodstove and workbench provides ample space for a side-by-side. Recent upgrades include shingles (2023), new PEX plumbing, 3/4 HP water pump and tank, UV water purification system, new water pump, insulated basement, upgraded electrical service, new heat pump, propane heater and 2 new storm doors. The home is insulated for year-round living and includes a dedicated 30-amp plug for a generatorr. Enjoy swimming, kayaking, fishing, boating, skating or simply relaxing by the water. There is also enough land for a second lot or potential guest house. Optional furnishings, sauna, washer and dryer, two fridges and two freezers are available. Road fees: $250 summer, $250 winter and $70 fire protection. Weekly garbage collection. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Primary Bedroom Living room/Fireplace Bedroom Bath (# pieces 1-6) Bedroom Dining room Kitchen Foyer | 10.10x15.2 · 154 sqft 18.11x15.2 · 275 sqft 11.10x9.6 · 107 sqft 7.8x8.5 · 66 sqft 11.10x9.9 · 110 sqft 11.6x16.6 · 193 sqft 13.10x10.9 · 143 sqft 7.3x5.9 · 43 sqft |
The neighbourhood
Brigus Junction at a glance
Live market stats for Brigus Junction — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
16
Median list price
$382k
Price range
$76k – $640k
Typical build
2008
Average size
1,931 sqft
Where Brigus Junction listings are priced
Every active list price in Brigus Junction, grouped into bands.
List price, thousands of $ · 16 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 5 |
| 300–400 | 6 |
| 400–500 | 3 |
| 500–750 | 2 |
How Brigus Junction compares
Median list price against the next biggest markets — click a row for that area guide.
Brigus Junctionnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
125 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 3:00 p.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · 3 routes · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
- 68 min to downtown St. John's75.7 km
- 67 min to Memorial University74.5 km
- 73 min to Avalon Mall81.3 km
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$349/mo
Est. winter heating (electricity) — about $1,048 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,611 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $134,666
Closing costs + five years of running costs + 60 mortgage payments on a $435,000 home.
If rates rise 2 points
$24,854 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,838
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$87,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,096
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,980
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,283 | $156,294 | needs mortgage insurance (not modelled) |
| 10% | $2,163 | $149,084 | needs mortgage insurance (not modelled) |
| 20% | $1,922 | $134,666 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-06), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record — that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-06 · 4.44%$1,922/mo
- Today, posted2026-11-04 · 6.19%$2,283/mo
- 5 years ago2021-11-03 · 4.79%$1,992/mo
- 10 years ago2016-11-02 · 4.64%$1,962/mo
At 6.19% — five years ago — the same mortgage would have cost $360 more each month than at today's posted rate.
Principal & interest only: $348,000 (80% of the $435,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 11 active
Priced at the 55th percentile of active Brigus Junction homes
$270/sqft — city median $270/sqft.
Monthly carrying cost
$1,751/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-544
NOI / month
$-544
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $544 | $6,528 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-544 | $-6,528 |
| NOI | $-544 | $-6,528 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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