For sale · MLS® 1305183
18 Mercers Road
Conception Bay South, NL, A1W4M5
List price
$599,900
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 12:00 a.m. NST
4
days left
Sellers Direction: No conveyance of offers until Monday November.9/2026 at 5pm all offers to be left open until 9pm the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305183
Welcome to this exceptional two-storey, two-apartment home nestled in one of Conception Bay South's most sought-after neighbourhoods. Situated on a beautifully landscaped 0.29-acre mature lot, this property offers the perfect combination of luxury, functionality, and income potential. The main home features a bright, open-concept design with a spacious kitchen complete with stylish backsplash, under-cabinet lighting, and ample cabinetry, flowing seamlessly into the dining and living areas. The inviting living room is highlighted by a cozy propane fireplace, creating the perfect space for entertaining or relaxing with family. Upstairs you'll find three generously sized bedrooms, including a stunning primary suite featuring a walk-in closet and a spa-inspired ensuite with a double vanity, corner Jacuzzi tub, and custom tiled shower. An additional full bathroom and convenient main floor half bath provide plenty of space for the entire family. The fully self-contained one-bedroom basement apartment offers an excellent mortgage helper, currently generating $1,000 per month POU. Outside, enjoy summer evenings on the large rear deck complete with a covered hot tub pergola, providing the perfect setting for year-round relaxation. Additional features include an energy-efficient central heat pump system, an attached double garage, storage shed, and a mature lot offering both privacy and curb appeal. Whether you're looking for a spacious family home with premium finishes or a property with built-in rental income, this outstanding Conception Bay South home is one you won't want to miss. Sellers Direction: No conveyance of offers until Monday November.9/2026 at 5pm all offers to be left open until 9pm the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known Not known | 3pcs 11.0 x 13.2 · 145 sqft 10.0 x 9.2 · 92 sqft 13.7 x 12.11 · 166 sqft 10.11 x 11.7 · 118 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Bath (# pieces 1-6) Primary Bedroom | 8.8 x 8.0 · 70 sqft 9.10 x 11.0 · 100 sqft 9.10 x 11.2 · 102 sqft 13.4 x 14.8 · 198 sqft 15.0 x 14.0 · 210 sqft |
| Main level | Family room Kitchen | 18.2 x 13.0 · 237 sqft 9.10 x 16.6 · 151 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
141
Median list price
$319k
Price range
$50k – $5M
Typical build
2008
Average size
2,459 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 141 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 23 |
| 400–500 | 20 |
| 500–750 | 16 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
21 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Property tax
$4,240 / year
≈ $353 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
15 places shown · 3 routes · OpenStreetMap · OSRM
- 21 min to downtown St. John's24 km
- 21 min to Memorial University23.3 km
- 26 min to Avalon Mall30 km
Schools 8
Groceries 3
Cafés 2
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$210/mo
Est. winter heating (heat pump electricity) — about $629 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,418 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $196,062
Closing costs + five years of running costs + 60 mortgage payments on a $599,900 home.
If rates rise 2 points
$34,275 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,498
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$119,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,258
- Property taxfrom the feed$4,240
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $32,990
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,148 | $225,888 | needs mortgage insurance (not modelled) |
| 10% | $2,983 | $215,946 | needs mortgage insurance (not modelled) |
| 20% | $2,651 | $196,062 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$2,651/mo
- Today, posted2026-11-04 · 6.19%$3,148/mo
- 5 years ago2021-11-03 · 4.79%$2,747/mo
- 10 years ago2016-11-02 · 4.64%$2,706/mo
At 6.19% — five years ago — the same mortgage would have cost $497 more each month than at today's posted rate.
Principal & interest only: $479,920 (80% of the $599,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 80 active
Priced at the 57th percentile of active Conception Bay South homes
$248/sqft — city median $229/sqft.
Errand score
walk-time weighted
41
grocery 190 m, school 370 m
Nearest errand: Maries Mini Mart (grocery) — 190 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 370 mHoly Spirit High School
- Grocery nearby?Yes · 190 mMaries Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,768/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$354/mo
Principal & interest $0 + property tax $354 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-749
NOI / month
$-749
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $354 | $4,240 |
| Expenses | $396 | $4,752 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-749 | $-8,988 |
| NOI | $-749 | $-8,988 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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