About this propertyMLS® 1305116
Welcome to 3 Sanderling Place! Tucked away on a quiet, family friendly cul-de-sac in sought after Karwood Estates, this beautiful two bedroom, two bathroom bungalow offers the perfect combination of comfort, convenience and peaceful surroundings! Designed with easy living in mind, this slab on grade home offers everything on one level, complete with comfortable in-floor heating, 36 inch doorways for improved accessibility, efficient mini splits and a cozy propane fireplace. Whether you're looking to downsize or simply enjoy the convenience of a home without stairs, this property has plenty to offer! One of the standout features is the beautiful rear sunroom overlooking the pond, providing the perfect place to enjoy your morning coffee, relax with a good book or unwind while taking in the peaceful views. Step outside into the beautifully maintained backyard, featuring a gazebo and plenty of space for entertaining, gardening or simply enjoying the outdoors. Another fantastic feature is the TWO garages! In addition to the convenient attached garage, there's a second detached garage in the backyard, offering excellent storage, workshop potential or extra space for your hobbies. With its thoughtful layout, accessibility features, beautiful outdoor space and peaceful setting, this home truly offers the best of comfortable, single level living. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Laundry room Bedroom Ensuite Primary Bedroom Living room/Fireplace Family room Eating area Kitchen | 4 PC 6 x 9 · 54 sqft 14 x 10 · 140 sqft 3 PC 12.9 x 12 · 155 sqft 15.4 x 14 · 216 sqft 10 x 10 · 100 sqft 12.2 x 10.1 · 123 sqft 14.5 x 12.2 · 177 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
154
Median list price
$520k
Price range
$125k – $6M
Typical build
2014
Average size
2,587 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 151 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 4 |
| 200–300 | 8 |
| 300–400 | 16 |
| 400–500 | 41 |
| 500–750 | 64 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
166 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Property tax
$2,568 / year
≈ $214 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
24 places shown · 3 routes · OpenStreetMap · OSRM
- 17 min to downtown St. John's15.9 km
- 13 min to Memorial University12.5 km
- 18 min to Avalon Mall19.2 km
Schools 8
Health 1
Groceries 6
Cafés 2
Parks 6
Bus stops 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$121/mo
Est. winter heating (heat pump electricity) — about $364 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,400 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $131,218
Closing costs + five years of running costs + 60 mortgage payments on a $399,900 home.
If rates rise 2 points
$22,848 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,698
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$79,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$728
- Property taxfrom the feed$2,568
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $21,980
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,099 | $151,101 | needs mortgage insurance (not modelled) |
| 10% | $1,988 | $144,474 | needs mortgage insurance (not modelled) |
| 20% | $1,767 | $131,218 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$1,767/mo
- Today, posted2026-11-04 · 6.19%$2,099/mo
- 5 years ago2021-11-03 · 4.79%$1,831/mo
- 10 years ago2016-11-02 · 4.64%$1,804/mo
At 6.19% — five years ago — the same mortgage would have cost $331 more each month than at today's posted rate.
Principal & interest only: $319,920 (80% of the $399,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 131 active
Priced at the 85th percentile of active Paradise homes
$286/sqft — city median $229/sqft.
Errand score
walk-time weighted
57
grocery 390 m, school 210 m
Nearest errand: Goldfinch Drive Park (park) — 150 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 210 mLittle People’s Workshop
- Grocery nearby?Yes · 390 mParadise North Atlantic
- Bus stop?Yes · 530 mParadise Circle K
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,824/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$214/mo
Principal & interest $0 + property tax $214 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-500
NOI / month
$-500
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $214 | $2,568 |
| Expenses | $286 | $3,432 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-500 | $-6,000 |
| NOI | $-500 | $-6,000 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.












































