For sale · MLS® 1305023
13 Bartlett Place
St. John's, NL, A1C6P2
List price
$369,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 4:00 p.m. NST · open for acceptance until 9:00 p.m. NST
5
days left
Per Seller’s Direction, no conveyance of written signed offers before 4pm November 10, 2026; offers must remain open until 9PM that day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305023
Beautiful two-apartment home located on a quiet street in the West End of St. John's! The main floor features three bedrooms and a newly renovated main bathroom. The main unit is vacant and ready for immediate occupancy, making it an ideal opportunity for homeowners looking to move right in while enjoying additional rental income. Situated on a corner lot, the property offers separate paved driveways for each unit, a large patio, and a storage shed. The three-bedroom basement apartment is currently occupied by a long-term tenant who would love to remain, providing an excellent opportunity for investors or owner-occupants alike. Recent major upgrades include the replacement of the oil furnace with an electric heating system. Conveniently located close to shopping malls, schools, parks, and recreational facilities, this property offers a great combination of space, convenience, and investment potential! Per Seller’s Direction, no conveyance of written signed offers before 4pm November 10, 2026; offers must remain open until 9PM that day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Lower level | Not known Not known Not known Bath (# pieces 1-6) Not known Not known | 9.9x9.2 · 91 sqft 7.5x13.5 · 101 sqft 6.8x10.8 · 73 sqft 7.8x5.3 · 41 sqft 11.1x10.10 · 112 sqft 7.4x15.9 · 118 sqft |
| Main level | Bedroom Bedroom Bedroom Bath (# pieces 1-6) Living room Dining room Kitchen | 8.10x9.11 · 74 sqft 10.5x13 · 137 sqft 11.1x8.10 · 90 sqft 8.1x4.11 · 33 sqft 11.3x18.11 · 205 sqft 8.3x10.11 · 84 sqft 4.8x9.7 · 47 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
452
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,636 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 381 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 53 |
| 300–400 | 104 |
| 400–500 | 52 |
| 500–750 | 67 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
2.20 ha parcel
Elevation
89 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Property tax
$2,422 / year
≈ $202 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
45 places shown · 3 routes · OpenStreetMap · OSRM
- 7 min to downtown St. John's4.9 km
- 11 min to Memorial University7 km
- 17 min to Avalon Mall13.9 km
Schools 13
Groceries 9
Cafés 1
Parks 6
Bus stops 16
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$420/mo
Est. winter heating (electricity) — about $1,259 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,935 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $131,363
Closing costs + five years of running costs + 60 mortgage payments on a $369,900 home.
If rates rise 2 points
$21,134 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,578
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$73,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,518
- Property taxfrom the feed$2,422
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $30,200
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,941 | $149,754 | needs mortgage insurance (not modelled) |
| 10% | $1,839 | $143,624 | needs mortgage insurance (not modelled) |
| 20% | $1,635 | $131,363 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$1,635/mo
- Today, posted2026-11-04 · 6.19%$1,941/mo
- 5 years ago2021-11-03 · 4.79%$1,694/mo
- 10 years ago2016-11-02 · 4.64%$1,668/mo
At 6.19% — five years ago — the same mortgage would have cost $306 more each month than at today's posted rate.
Principal & interest only: $295,920 (80% of the $369,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 324 active
Priced at the 50th percentile of active St. John's homes
$191/sqft — city median $192/sqft.
Errand score
walk-time weighted
39
grocery 420 m, school 420 m
Nearest errand: Topsail Road by Shoppers Drug Mart (bus stop) — 330 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 420 mOctagon Pond Elementary (Paradise)
- Grocery nearby?Yes · 420 mNo Frills
- Bus stop?Yes · 330 mTopsail Road by Shoppers Drug Mart
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R12.20 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,691/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$202/mo
Principal & interest $0 + property tax $202 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-462
NOI / month
$-462
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $202 | $2,422 |
| Expenses | $261 | $3,132 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-462 | $-5,544 |
| NOI | $-462 | $-5,544 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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