For sale · MLS® 1305127
162A Conception Bay Highway
Holyrood, NL, A0A2R0
List price
$279,900
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 12:00 p.m. NST · open for acceptance until 5:00 p.m. NST
4
days left
As per sellers direction, no conveyance of offers prior to noon on Monday November 9th, 2026 and to be left open until 5:00pm Monday November 9th, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305127
Looking to live on one level? Welcome to this beautifully maintained 3 bedroom, slab-on-grade home in the scenic community of Holyrood, just 30 minutes from St. John’s / Mount Pearl area. Situated on a generous 125 by 150 foot lot on town services, the property offers plenty of outdoor space. Inside, you’ll find hardwood flooring flowing throughout the kitchen, living room, and hallways. The kitchen provides a nice work space and plenty of cabinetry including pot drawers, and two pantry cabinets. With three comfortable bedrooms, one full bath, and a convenient half bath combined with the laundry, the living space is both functional and easy to live in. A mudroom provides easy access from the attached garage, and a mini split heat pump ensures year-round comfort. If you’re looking for comfort, space, and a peaceful community, this Holyrood home is well worth a look. As per sellers direction, no conveyance of offers prior to noon on Monday November 9th, 2026 and to be left open until 5:00pm Monday November 9th, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Kitchen Living room | 2piece 4piece 8 x 10 · 80 sqft 9 x 11 · 99 sqft 12 x 12.4 · 149 sqft 11.6 x 19.8 · 230 sqft 19.8 x 12.2 · 242 sqft |
The neighbourhood
Holyrood at a glance
Live market stats for Holyrood — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
46
Median list price
$212k
Price range
$32k – $8M
Typical build
2009
Average size
6,109 sqft
Where Holyrood listings are priced
Every active list price in Holyrood, grouped into bands.
List price, thousands of $ · 46 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 23 |
| 200–300 | 7 |
| 300–400 | 6 |
| 400–500 | 5 |
| 500–750 | 2 |
| 1M+ | 3 |
How Holyrood compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
76 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,417 / year
≈ $118 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · 3 routes · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
- 34 min to downtown St. John's40.4 km
- 34 min to Memorial University39.7 km
- 40 min to Avalon Mall46.4 km
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$241/mo
Est. winter heating (electricity) — about $724 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,112 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $96,763
Closing costs + five years of running costs + 60 mortgage payments on a $279,900 home.
If rates rise 2 points
$15,992 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,218
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$55,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,448
- Property taxfrom the feed$1,417
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $19,825
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,469 | $110,680 | needs mortgage insurance (not modelled) |
| 10% | $1,392 | $106,041 | needs mortgage insurance (not modelled) |
| 20% | $1,237 | $96,763 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$1,237/mo
- Today, posted2026-11-04 · 6.19%$1,469/mo
- 5 years ago2021-11-03 · 4.79%$1,282/mo
- 10 years ago2016-11-02 · 4.64%$1,262/mo
At 6.19% — five years ago — the same mortgage would have cost $232 more each month than at today's posted rate.
Principal & interest only: $223,920 (80% of the $279,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 12 active
Priced at the 92nd percentile of active Holyrood homes
$252/sqft — city median $185/sqft.
Monthly carrying cost
$1,245/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$119/mo
Principal & interest $0 + property tax $119 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-349
NOI / month
$-349
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $119 | $1,417 |
| Expenses | $231 | $2,772 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-349 | $-4,188 |
| NOI | $-349 | $-4,188 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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