For sale · MLS® 1305175
25 Greeley Garden
Conception Bay South, NL, A1X2J5
List price
$549,900
About this propertyMLS® 1305175
Welcome to 25 Greeley Gardens, a spacious 2-storey family home on an oversized, fully fenced lot in a great CBS neighbourhood. The main floor offers a bright, functional layout with plenty of living space, main floor laundry, fresh paint throughout, and updated flooring. Upstairs you’ll find 3 bedrooms, including a large primary bedroom with walk-in closet and an upgraded ensuite. The fully developed basement adds even more space with a 4th bedroom, family room, and plenty of room for a growing family. Outside is where this property really stands out. The 12' x 17' multi-level deck is perfect for relaxing or entertaining, while the oversized backyard offers loads of room for kids and pets. A 20' x 28' workshop provides excellent space for projects, toys, or storage, with a loft above that could make a great games room, hangout space, or additional storage. There is also a separate 12' x 12' shed with its own patio area. With 4 bedrooms, 4 bathrooms, a fully developed basement, oversized fenced yard, and exceptional workshop space, this home offers plenty of room inside and out. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Other | Games room Storage Workshop | 20x28 · 560 sqft 12x12 · 144 sqft 28x20 · 560 sqft |
| Basement | Bath (# pieces 1-6) Bedroom Family room | 4pc 10x14 · 140 sqft 22x14 · 308 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Other Ensuite Primary Bedroom | 10x6 · 60 sqft 13x11 · 143 sqft 13x12 · 156 sqft 9x6 · 54 sqft 13x8 · 104 sqft 18x16 · 288 sqft |
| Main level | Laundry room Dining room Kitchen Living room/Fireplace Porch | 11x7 · 77 sqft 16x12 · 192 sqft 16x14 · 224 sqft 16x16 · 256 sqft 16x7 · 112 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
141
Median list price
$319k
Price range
$50k – $5M
Typical build
2008
Average size
2,459 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 141 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 23 |
| 400–500 | 20 |
| 500–750 | 16 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
38 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$3,600 / year
≈ $300 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
7 places shown · 3 routes · OpenStreetMap · OSRM
- 25 min to downtown St. John's28.1 km
- 26 min to Memorial University27.4 km
- 31 min to Avalon Mall34.2 km
Schools 1
Health 1
Groceries 3
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$666/mo
Est. winter heating (electricity) — about $1,999 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,072 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $193,104
Closing costs + five years of running costs + 60 mortgage payments on a $549,900 home.
If rates rise 2 points
$31,418 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$109,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,998
- Property taxfrom the feed$3,600
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $43,490
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,886 | $220,444 | needs mortgage insurance (not modelled) |
| 10% | $2,734 | $211,331 | needs mortgage insurance (not modelled) |
| 20% | $2,430 | $193,104 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$2,430/mo
- Today, posted2026-11-04 · 6.19%$2,886/mo
- 5 years ago2021-11-03 · 4.79%$2,518/mo
- 10 years ago2016-11-02 · 4.64%$2,480/mo
At 6.19% — five years ago — the same mortgage would have cost $455 more each month than at today's posted rate.
Principal & interest only: $439,920 (80% of the $549,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 80 active
Priced at the 24th percentile of active Conception Bay South homes
$179/sqft — city median $229/sqft.
Errand score
walk-time weighted
9
health centre 870 m
Nearest errand: Honeycomb Health Care Clinic (health centre) — 870 m, about 11 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.4 kmFor Your Convenience
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,513/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$300/mo
Principal & interest $0 + property tax $300 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-688
NOI / month
$-688
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $300 | $3,600 |
| Expenses | $388 | $4,656 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-688 | $-8,256 |
| NOI | $-688 | $-8,256 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.