For sale · MLS® 1304953
20 Ashgrove Drive
Paradise, NL, A1L1A2
List price
$219,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 1:00 p.m. NST · open for acceptance until 6:00 p.m. NST
6
days left
As per the Seller's Directive, there will be no conveyance of any written offers prior to 1:00 PM on Tuesday, November 10, 2026, and all offers are to remain open for consideration until 6:00 PM the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1304953
Welcome to 20 Ashgrove Drive in Evergreen Village, Paradise! This well-kept three-bedroom mobile home is a great option for first-time homebuyers, young families, or anyone looking to downsize without giving up their own yard. Situated on a 39 x 115 ft lot, the home offers a practical, single-level layout with a bright living room, eat-in kitchen, three bedrooms, and a full bathroom. The primary bedroom is located at one end of the home, separate from the other two bedrooms, and was renovated in 2025. The home has seen several updates over the years, including new windows in several rooms (2025), a new heater (2025), hot water tank (2024), some new siding (2025), and shingles replaced in 2016. One of the nicest features of this property is the fully fenced, landscaped backyard with mature trees, shrubs, garden beds, and plenty of green space to enjoy. There's also a large back deck built in 2023, perfect for BBQs, summer evenings, or sitting outside with a coffee. Located in Evergreen Village in the Elizabeth Park area of Paradise, this home is just a short walk from the neighbourhood playground on Ashgrove Drive and close to Elizabeth Park Elementary, shopping, and other everyday amenities. As per the Seller's Directive, there will be no conveyance of any written offers prior to 1:00 PM on Tuesday, November 10, 2026, and all offers are to remain open for consideration until 6:00 PM the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bedroom Bedroom Living room Foyer Laundry room Kitchen Bath (# pieces 1-6) Primary Bedroom | 11.6 x 7.11 · 82 sqft 8.6 x 7.11 · 61 sqft 11.6 x 13.7 · 159 sqft 7.11 x 12.0 · 85 sqft 7.11 x 3.4 · 24 sqft 11.6 x 9.8 · 114 sqft 8.10 x 7.5 · 61 sqft 11.6 x 9.1 · 106 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
151
Median list price
$520k
Price range
$180k – $6M
Typical build
2014
Average size
2,598 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 148 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 8 |
| 300–400 | 15 |
| 400–500 | 41 |
| 500–750 | 63 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
154 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 2:00 p.m.
Property tax
$878 / year
≈ $73 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
23 places shown · 3 routes · OpenStreetMap · OSRM
- 16 min to downtown St. John's15.2 km
- 12 min to Memorial University11.7 km
- 17 min to Avalon Mall18.4 km
Schools 8
Health 1
Groceries 5
Cafés 2
Parks 6
Bus stops 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$170/mo
Est. winter heating (electricity) — about $511 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 786 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $75,788
Closing costs + five years of running costs + 60 mortgage payments on a $219,900 home.
If rates rise 2 points
$12,564 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$978
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$43,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,022
- Property taxfrom the feed$878
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,000
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,154 | $86,722 | needs mortgage insurance (not modelled) |
| 10% | $1,093 | $83,077 | needs mortgage insurance (not modelled) |
| 20% | $972 | $75,788 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$972/mo
- Today, posted2026-11-04 · 6.19%$1,154/mo
- 5 years ago2021-11-03 · 4.79%$1,007/mo
- 10 years ago2016-11-02 · 4.64%$992/mo
At 6.19% — five years ago — the same mortgage would have cost $182 more each month than at today's posted rate.
Principal & interest only: $175,920 (80% of the $219,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 129 active
Priced at the 81st percentile of active Paradise homes
$280/sqft — city median $229/sqft.
Errand score
walk-time weighted
71
grocery 190 m, school 170 m
Nearest errand: Rainbow Daycare (school) — 170 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 170 mRainbow Daycare
- Grocery nearby?Yes · 190 mNo Frills
- Bus stop?Yes · 660 mParadise Circle K
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$958/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$74/mo
Principal & interest $0 + property tax $74 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-274
NOI / month
$-274
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $74 | $878 |
| Expenses | $201 | $2,412 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-274 | $-3,288 |
| NOI | $-274 | $-3,288 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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