For sale · MLS® 1305136
22 Motion Lane
Torbay, NL, A1K1A7
List price
$389,900
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 3:00 p.m. NST · open for acceptance until 8:00 p.m. NST
5
days left
As per seller directive, there will be no presentation of offers prior to 3pm on November 9th and offers must be left open until 8 pm on November 9th.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305136
Enjoy beautiful, year-round ocean views from your living room window, where the scenery is always changing and never loses its charm. When you want to feel a little closer to nature, step out onto the side deck, settle in, and let the gentle sound of the waves wash over you. Inside, you’ll find a comfortable layout with 4-bedrooms, 3-full bathrooms, a recently upgraded main bathroom, and a mini-split heat pump with A/C for added year-round comfort and affordability. Downstairs, the large rec room offers endless possibilities - a cozy movie night retreat, a space for the kids to hang out, a home gym, or the perfect spot to gather with family and friends. Positioned on a desirable corner lot, this property offers the added convenience of two driveways, providing plenty of parking options for family and guests. The fenced backyard is ready for summer barbecues, pets, playtime, and evenings spent enjoying the fresh ocean air. A garage adds even more room for storage and hobbies. Whether you’re dreaming of quiet mornings overlooking the water, a place for your family to grow, or a home where you can slow down and enjoy the little things, this property offers more than just a place to live — it offers a lifestyle to love. As per seller directive, there will be no presentation of offers prior to 3pm on November 9th and offers must be left open until 8 pm on November 9th. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bedroom Bedroom Ensuite Primary Bedroom Dining room Dining nook Living room Bath (# pieces 1-6) Kitchen | 9.11 x 11.5 · 105 sqft 9.6 x 11.1 · 107 sqft 7.7 x 6.9 · 53 sqft 14.1 x 10.9 · 154 sqft 9.8 x 11.6 · 114 sqft 10.5 x 5.1 · 54 sqft 12.6 x 16.7 · 210 sqft 9.8 x 7.2 · 71 sqft 10.5 x 9.7 · 102 sqft |
| Lower level | Other Laundry room Bedroom Bath (# pieces 1-6) Recreation room | 15.11 x 23.1 · 349 sqft 13.5 x 4.9 · 66 sqft 10.5 x 13.3 · 140 sqft 4.7 x 9.4 · 44 sqft 14.1 x 32.3 · 455 sqft |
The neighbourhood
Torbay at a glance
Live market stats for Torbay — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
66
Median list price
$350k
Price range
$15k – $2.9M
Typical build
1997
Average size
2,746 sqft
Where Torbay listings are priced
Every active list price in Torbay, grouped into bands.
List price, thousands of $ · 65 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 21 |
| 200–300 | 11 |
| 300–400 | 4 |
| 400–500 | 5 |
| 500–750 | 16 |
| 750–1M | 4 |
| 1M+ | 4 |
How Torbay compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
40 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,875 / year
≈ $240 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
11 places shown · 3 routes · OpenStreetMap · OSRM
- 19 min to downtown St. John's14.2 km
- 15 min to Memorial University10.7 km
- 16 min to Avalon Mall12.3 km
Schools 9
Groceries 1
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$195/mo
Est. winter heating (heat pump electricity) — about $584 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,244 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $132,262
Closing costs + five years of running costs + 60 mortgage payments on a $389,900 home.
If rates rise 2 points
$22,277 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,658
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$77,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,168
- Property taxfrom the feed$2,875
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $25,715
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,046 | $151,647 | needs mortgage insurance (not modelled) |
| 10% | $1,939 | $145,185 | needs mortgage insurance (not modelled) |
| 20% | $1,723 | $132,262 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,723/mo
- Today, posted2026-11-04 · 6.19%$2,046/mo
- 5 years ago2021-11-03 · 4.79%$1,785/mo
- 10 years ago2016-11-02 · 4.64%$1,759/mo
At 6.19% — five years ago — the same mortgage would have cost $323 more each month than at today's posted rate.
Principal & interest only: $311,920 (80% of the $389,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 30 active
Priced at the 27th percentile of active Torbay homes
$174/sqft — city median $210/sqft.
Errand score
walk-time weighted
26
grocery 820 m, school 320 m
Nearest errand: School (school) — 320 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 320 mSchool
- Grocery nearby?Yes · 820 mKillick Coast Variety and Convenience Store
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,809/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$240/mo
Principal & interest $0 + property tax $240 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-487
NOI / month
$-487
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $240 | $2,875 |
| Expenses | $248 | $2,976 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-487 | $-5,844 |
| NOI | $-487 | $-5,844 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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