For sale · MLS® 1305162
77 Carmen Avenue
Corner Brook, NL, A2H4V6
List price
$259,000
Seller's direction · offers
No conveyance of offers until
Sunday, November 8 at 12:00 a.m. NST
4
days left
There is a sellers direction in place, no conveyance of offers prior to sunday Nov.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305162
Calling all first time buyers looking for a home with income potential. 77 Carmen Ave. Is a well cared for and maintained home, now ready for someone to move in and enjoy making something their very own. Built in 1970, on an inside large lot, this mature and private property has plenty of parking, along with a very accessible rear yard with nothing behind. Inside this iver 1100 sq ft main level bungalow, you'll find 3 bedrooms along with a full 4 pc bath. The main living area is very open and bright with what was once used as a propane fireplace ( needing tank) the central focal point. The owner over recent years has made some major upgrades to both the electrical, 200 amp, the electric forced air furnace and most recently main level heat pump. Great for efficient heating and cooling throughout the year. The lower level is fully developed and with plenty of storage and an extra large utility /laundry area. The remainder of the basement is where a once rented 2 bedroom apartment is developed and has the potential for someone looking to rent it once again. The appliances are included in the sale for both the main home and the apartment. Outside the double parking is very convenient along with the apartment having its own dedicated spot. A truly great opportunity for someone to get into the housing market while keeping costs at a minimum. There is a sellers direction in place, no conveyance of offers prior to sunday Nov. 8th at 5pm left open till 10pm. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known Not known Storage Laundry room | 4 pc 9.2 x 8 · 74 sqft 9.10 x 10.2 · 93 sqft 12.2 x 10.8 · 132 sqft 13 x 11.4 · 148 sqft 8 x 10 · 80 sqft 9.10 x 26 · 237 sqft |
| Main level | Primary Bedroom Bedroom Bedroom Bath (# pieces 1-6) Kitchen Dining room Living room | 11.6 x 13.6 · 158 sqft 8.6 x 14 · 120 sqft 9 x 11 · 99 sqft 4pc 8 x 10 · 80 sqft 12 x 8 · 96 sqft 12 x 27 · 324 sqft |
The neighbourhood
Corner Brook at a glance
Live market stats for Corner Brook — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
93
Median list price
$300k
Price range
$40k – $1.2M
Typical build
1965
Average size
2,582 sqft
Where Corner Brook listings are priced
Every active list price in Corner Brook, grouped into bands.
List price, thousands of $ · 89 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 23 |
| 200–300 | 22 |
| 300–400 | 23 |
| 400–500 | 9 |
| 500–750 | 7 |
| 750–1M | 4 |
| 1M+ | 1 |
How Corner Brook compares
Median list price against the next biggest markets — click a row for that area guide.
Corner Brooknearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
116 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Corner Brook · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,374 / year
≈ $198 / month · assessment year 2026
Climate
Feb -3° · Jul 22°
normal daily high · CORNER BROOK station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
15 places shown · OpenStreetMap · OSRM
Schools 8
Groceries 3
Cafés 1
Parks 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$219/mo
Est. winter heating (heat pump electricity) — about $656 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,352 sqft. Severity 1.07× St. John's from the CORNER BROOK station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $95,242
Closing costs + five years of running costs + 60 mortgage payments on a $259,000 home.
If rates rise 2 points
$14,798 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,134
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$51,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,312
- Property taxfrom the feed$2,374
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $23,930
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,359 | $108,120 | needs mortgage insurance (not modelled) |
| 10% | $1,288 | $103,827 | needs mortgage insurance (not modelled) |
| 20% | $1,145 | $95,242 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,145/mo
- Today, posted2026-11-04 · 6.19%$1,359/mo
- 5 years ago2021-11-03 · 4.79%$1,186/mo
- 10 years ago2016-11-02 · 4.64%$1,168/mo
At 6.19% — five years ago — the same mortgage would have cost $215 more each month than at today's posted rate.
Principal & interest only: $207,200 (80% of the $259,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 69 active
Priced at the 26th percentile of active Corner Brook homes
$110/sqft — city median $152/sqft.
Errand score
walk-time weighted
11
school 1.0 km
Nearest errand: Tim Hortons (café) — 950 m, about 12 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 1.0 kmCollege of the North Atlantic- Corner Brook campus (Corner Brook)
- Grocery nearby?Yes · 1.2 kmGrocery store
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,240/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$198/mo
Principal & interest $0 + property tax $198 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-323
NOI / month
$-323
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $198 | $2,374 |
| Expenses | $126 | $1,512 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-323 | $-3,876 |
| NOI | $-323 | $-3,876 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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