For sale · MLS® 1305166
32-34 Glam Road
Clarke's Beach, NL, A0A1W0
List price
$289,900
About this propertyMLS® 1305166
Looking for a starter home, retirement property or investment this is the opportunity in Clarke's Beach! This well-maintained property features two self-contained 3-bedroom apartments, making it an ideal investment or the perfect opportunity to live in one unit while renting the other to help offset your mortgage. The owner has done recent remodeling of the kitchen area with new cabinets and flooring and bathroom has been updated with, beautiful modern vanity. This is a family friendly area and great location for kids. Each apartment has its own electrical service, laundry hookups, and ample living space. There is a 16' x 24' detached garage, perfect for storage, a workshop, or recreational vehicles, as well as a 10' x 12' storage shed. Whether you're adding to your investment portfolio or searching for a home with rental income, this is an opportunity you won't want to miss. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
| Basement | Porch Bath (# pieces 1-6) Living room Primary Bedroom Bedroom Bedroom Kitchen Utility room | 7' X 7' 8' X 10' 10'8"" X 16' 10' X 10' 10'9"" X 8'10"" 9' 9"" X 10' 9"" 13'4"" X 11"" 6' X 25"" |
| Main level | Porch Porch Kitchen Living room Bath (# pieces 1-6) Primary Bedroom Bedroom Bedroom | 4'5"" X 5'4"" 5'8"" X 4'2"" 10'4"" X 14' 23' X 14'8"" 5' X 10'4"" 12' X 10'4"" 9'11"" X 10'4"" 9'11"" X 10'4"" |
The neighbourhood
Clarke's Beach at a glance
Live market stats for Clarke's Beach — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
20
Median list price
$165k
Price range
$50k – $1.2M
Typical build
1977
Average size
2,563 sqft
Where Clarke's Beach listings are priced
Every active list price in Clarke's Beach, grouped into bands.
List price, thousands of $ · 20 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 11 |
| 200–300 | 4 |
| 400–500 | 1 |
| 500–750 | 2 |
| 750–1M | 1 |
| 1M+ | 1 |
How Clarke's Beach compares
Median list price against the next biggest markets — click a row for that area guide.
Clarke's Beachnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
2 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$569 / year
≈ $47 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
4 places shown · 3 routes · OpenStreetMap · OSRM
- 70 min to downtown St. John's84.5 km
- 69 min to Memorial University83.2 km
- 74 min to Avalon Mall90 km
Schools 2
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$488/mo
Est. winter heating (electricity) — about $1,465 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,252 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $102,625
Closing costs + five years of running costs + 60 mortgage payments on a $289,900 home.
If rates rise 2 points
$16,563 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,258
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$57,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,930
- Property taxfrom the feed$569
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $22,995
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,521 | $117,039 | needs mortgage insurance (not modelled) |
| 10% | $1,441 | $112,234 | needs mortgage insurance (not modelled) |
| 20% | $1,281 | $102,625 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,281/mo
- Today, posted2026-11-04 · 6.19%$1,521/mo
- 5 years ago2021-11-03 · 4.79%$1,328/mo
- 10 years ago2016-11-02 · 4.64%$1,308/mo
At 6.19% — five years ago — the same mortgage would have cost $240 more each month than at today's posted rate.
Principal & interest only: $231,920 (80% of the $289,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
14
school 830 m
Nearest errand: Park (park) — 270 m, about 3 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 830 mAll Hallows Elementary
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,214/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$48/mo
Principal & interest $0 + property tax $48 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-362
NOI / month
$-362
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $48 | $569 |
| Expenses | $315 | $3,780 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-362 | $-4,344 |
| NOI | $-362 | $-4,344 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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