Seller's direction · offers
No conveyance of offers until
Sunday, November 8 at 4:00 p.m. NST
4
days left
---The Seller(s) directs the Listing Brokerage not to convey any written, signed offers prior to 4 PM on November 08, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1304965
Where do I start? We have a large bungalow with a large 2 bedroom apartment which has its own double paved driveway. There is a detached garage that measures 24x56, approximately 1344 sq. ft. The garage at one time was used as a commercial business, and maybe again. Its has 2x6 10 foot high walls with large garage door. It has a bathroom with hot and cool water. There is an industrial 5 horsepower air compressor with air hose piping throughout the building every 9 feet. There is a mini split, and furnace. Tank is expired and the responsibility of purchaser to replace. Just one more thing there is also a 16x22 foot shed with power. There is ample parking and 95 percent of the property is fenced, mostly chain link with a gate that you can open, jump on your quad or snowmobile and go for miles. Lets get back to the main house, and apartment. The main unit is well maintain with 3 bedrooms, large living room, sunken family room, a rec room, office, and 2 bathrooms. The apartment will attract so much interest when advertised for rent. It is a recently renovated large 2 bedroom bright gem. Throughout the house, up and down there are all pot lights, electronic thermostates, and decor switches. There is also a mini split in the main unit. The plumbing up and down is 95 percent pex. I know I am forgetting something, but that will just add to the excitement when you book a viewing. Call now! ---The Seller(s) directs the Listing Brokerage not to convey any written, signed offers prior to 4 PM on November 08, 2026. All offers must remain open for acceptance until 7 PM on November 08, 2026. Conveyance includes presentation, communication, transmission, entertainment, or notification of an offer. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known Not known Not known Porch | 6 x 11 · 66 sqft 6 x 5 · 30 sqft 7.6 x 11 · 84 sqft 9.3 x 11.3 · 105 sqft 12.9 x 9.9 · 128 sqft 12 x 14.6 · 175 sqft 9 x 7 · 63 sqft |
| Lower level | Bath (# pieces 1-6) Storage Office Porch Recreation room | 4.6 x 8 · 37 sqft 4 x 3.5 · 14 sqft 11 x 10 · 110 sqft 7 x 9.11 x 5.10 12.2 x 18.6 · 227 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Family room Eat in kitchen Porch Living room Foyer | 8.6 x 7.4 · 64 sqft 10 x 12.9 · 129 sqft 8.10 x 12 · 97 sqft 14.3 x 11.10 · 159 sqft 14.2 x 11.7 · 166 sqft 12 x 17 · 204 sqft 3.3 x 7.8 · 26 sqft 19 x 13 · 247 sqft 6 x 4 · 24 sqft |
The neighbourhood
Goulds at a glance
Live market stats for Goulds — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
7
Median list price
$449k
Price range
$180k – $950k
Typical build
2003
Average size
2,313 sqft
Where Goulds listings are priced
Every active list price in Goulds, grouped into bands.
List price, thousands of $ · 7 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 1 |
| 200–300 | 1 |
| 300–400 | 1 |
| 400–500 | 1 |
| 500–750 | 2 |
| 750–1M | 1 |
How Goulds compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
2.76 ha parcel
Elevation
112 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$5,200 / year
≈ $433 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
14 places shown · 3 routes · OpenStreetMap · OSRM
- 14 min to downtown St. John's14.5 km
- 20 min to Memorial University18 km
- 26 min to Avalon Mall24.7 km
Schools 8
Groceries 4
Cafés 1
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$130/mo
Est. winter heating (heat pump electricity) — about $390 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,500 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $157,854
Closing costs + five years of running costs + 60 mortgage payments on a $449,000 home.
If rates rise 2 points
$25,653 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,894
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$89,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$780
- Property taxfrom the feed$5,200
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $35,400
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,356 | $180,178 | needs mortgage insurance (not modelled) |
| 10% | $2,232 | $172,737 | needs mortgage insurance (not modelled) |
| 20% | $1,984 | $157,854 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,984/mo
- Today, posted2026-11-04 · 6.19%$2,356/mo
- 5 years ago2021-11-03 · 4.79%$2,056/mo
- 10 years ago2016-11-02 · 4.64%$2,025/mo
At 6.19% — five years ago — the same mortgage would have cost $372 more each month than at today's posted rate.
Principal & interest only: $359,200 (80% of the $449,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
22
grocery 1.0 km, school 350 m
Nearest errand: St. Kevin's High (school) — 350 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 350 mSt. Kevin's High
- Grocery nearby?Yes · 1.0 kmGrocery store
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R12.76 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,241/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$434/mo
Principal & interest $0 + property tax $434 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-561
NOI / month
$-561
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $434 | $5,200 |
| Expenses | $128 | $1,536 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-561 | $-6,732 |
| NOI | $-561 | $-6,732 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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