For sale · MLS® 1305120
134 Portugal Cove Road Unit#310
St. John's, NL, A1B2N2
List price
$289,000
About this propertyMLS® 1305120
Welcome to The Highgate, a well-maintained, secure adult living condo building in St. John’s East End. This immaculate 2-bedroom, 2-bathroom top-floor condo has been remodelled throughout and offers a bright, modern feel. The open-concept living and dining area, finished with beautiful hardwood flooring throughout, is move-in ready. The fully renovated kitchen features beautiful cabinetry with ample storage, quartz countertops, and stainless steel appliances, including an induction stove with range hood. The large primary bedroom is bright and spacious, with a large closet outfitted with plenty of shelving. The ensuite bathroom features a large walk-in shower equipped with a safety bar and seat. The second bedroom also has a large, retrofitted closet for extra storage, making it a great guest room or home office. An in-unit storage room offers plenty of shelving and houses the hot water tank(2025). The condo also features modern light fixtures and new baseboard heaters throughout. Laundry facilities and a garbage chute are conveniently located on your floor, and you also have a basement storage locker, one assigned parking space, visitor parking, and snow clearing. The building offers an elevator, wheelchair accessibility, a secure intercom entrance, a daytime superintendent, and beautifully landscaped grounds with a central courtyard. Located close to the Kenny’s Pond and Kent’s Pond trails, the hospital, the airport, shopping, restaurants, and downtown, this condo is ideal for professionals, downsizers, or retirees seeking low-maintenance living. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Ensuite Bedroom Primary Bedroom Kitchen Living room/Dining room | 3pce 3pce 9x10 · 90 sqft 15x12 · 180 sqft 9x8 · 72 sqft 25x17 · 425 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
456
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,628 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 385 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 55 |
| 300–400 | 103 |
| 400–500 | 56 |
| 500–750 | 66 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
5.04 ha parcel
Elevation
66 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$2,023 / year
≈ $169 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
74 places shown · 3 routes · OpenStreetMap · OSRM
- 8 min to downtown St. John's3.9 km
- 8 min to Memorial University4.2 km
- 10 min to Avalon Mall8 km
Schools 28
Health 4
Groceries 7
Cafés 4
Parks 22
Bus stops 9
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$201/mo
Est. winter heating (electricity) — about $603 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 926 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $101,032
Closing costs + five years of running costs + 60 mortgage payments on a $289,000 home.
If rates rise 2 points
$16,512 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,254
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$57,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,206
- Property taxfrom the feed$2,023
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $21,645
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,517 | $115,401 | needs mortgage insurance (not modelled) |
| 10% | $1,437 | $110,612 | needs mortgage insurance (not modelled) |
| 20% | $1,277 | $101,032 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,277/mo
- Today, posted2026-11-04 · 6.19%$1,517/mo
- 5 years ago2021-11-03 · 4.79%$1,323/mo
- 10 years ago2016-11-02 · 4.64%$1,304/mo
At 6.19% — five years ago — the same mortgage would have cost $239 more each month than at today's posted rate.
Principal & interest only: $231,200 (80% of the $289,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 327 active
Priced at the 92nd percentile of active St. John's homes
$312/sqft — city median $192/sqft.
Errand score
walk-time weighted
64
grocery 590 m, school 170 m
Nearest errand: MTS Clinic, MUN School of Pharmacy (school) — 170 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 170 mMTS Clinic, MUN School of Pharmacy
- Grocery nearby?Yes · 590 mSobeys
- Bus stop?Yes · 290 mBus stop
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?A2 — Agriculture5.04 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,807/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$169/mo
Principal & interest $0 + property tax $169 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-361
NOI / month
$-361
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $169 | $2,023 |
| Expenses | $193 | $2,316 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-361 | $-4,332 |
| NOI | $-361 | $-4,332 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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