For sale · MLS® 1305133
15 Farrell Drive
Mount Pearl, NL, A1N3E9
List price
$250,000
About this propertyMLS® 1305133
Top 5 Reasons You Will Love This Home! 1) Location, Location, Location! Centrally located on Farrell Drive, close to shopping, schools, recreation, restaurants and all the amenities of Mount Pearl and St. John’s. 2) Plenty of Living Space: With approximately 1,530 sq. ft. of developed space, this 3-bedroom semi-detached home offers a great layout over three fully developed levels. 3) Fully Fenced Backyard: Step outside from the main living area onto the rear deck and enjoy a beautiful, fully fenced backyard with lots of outdoor space and storage shed. 4) Fully Developed Basement: The lower level adds valuable extra living space with a generous rec room, convenient half bath, laundry area and additional storage. 5) Great Parking & Practical Updates: The driveway offers parking for up to three vehicles, plus the home features an updated electrical panel, Hot water tank, shed roof, ridge caps & roof vents, and the added convenience of a dishwasher. **** Move in before Christmas! OPEN HOUSE Thursday, Nov 5TH-- 5-7PM. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Laundry room Recreation room | 2pc 16 X 9.8 · 157 sqft 15.25 X 13.13 · 200 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 4pc 8.64 X 7.94 · 69 sqft 12.42 X 9.16 · 114 sqft 10.36 X 10.01 · 104 sqft |
| Main level | Living room Kitchen | 17.46 X 15.75 · 275 sqft 13.8 X 11.24 · 155 sqft |
The neighbourhood
Mount Pearl at a glance
Live market stats for Mount Pearl — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
56
Median list price
$430k
Price range
$66k – $3.8M
Typical build
1986
Average size
2,592 sqft
Where Mount Pearl listings are priced
Every active list price in Mount Pearl, grouped into bands.
List price, thousands of $ · 53 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 8 |
| 300–400 | 12 |
| 400–500 | 11 |
| 500–750 | 7 |
| 750–1M | 5 |
| 1M+ | 8 |
How Mount Pearl compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
160 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$1,613 / year
≈ $134 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
20 places shown · 3 routes · OpenStreetMap · OSRM
- 13 min to downtown St. John's9.5 km
- 14 min to Memorial University10.8 km
- 19 min to Avalon Mall17.5 km
Schools 8
Health 3
Groceries 5
Cafés 1
Parks 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$332/mo
Est. winter heating (electricity) — about $996 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,530 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $92,415
Closing costs + five years of running costs + 60 mortgage payments on a $250,000 home.
If rates rise 2 points
$14,284 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,098
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$50,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,992
- Property taxfrom the feed$1,613
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $23,525
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,312 | $104,845 | needs mortgage insurance (not modelled) |
| 10% | $1,243 | $100,701 | needs mortgage insurance (not modelled) |
| 20% | $1,105 | $92,415 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,105/mo
- Today, posted2026-11-04 · 6.19%$1,312/mo
- 5 years ago2021-11-03 · 4.79%$1,145/mo
- 10 years ago2016-11-02 · 4.64%$1,128/mo
At 6.19% — five years ago — the same mortgage would have cost $207 more each month than at today's posted rate.
Principal & interest only: $200,000 (80% of the $250,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 40 active
Priced at the 28th percentile of active Mount Pearl homes
$163/sqft — city median $193/sqft.
Errand score
walk-time weighted
38
grocery 810 m, school 470 m
Nearest errand: Cowans Optical (health centre) — 380 m, about 5 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 470 mMary Queen of the World Elementary (Mount Pearl)
- Grocery nearby?Yes · 810 mOn the Run
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,141/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$135/mo
Principal & interest $0 + property tax $135 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-312
NOI / month
$-312
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $135 | $1,613 |
| Expenses | $178 | $2,136 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-312 | $-3,744 |
| NOI | $-312 | $-3,744 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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