For sale · MLS® 1305122
12 Relay Road
Mount Pearl, NL, A1N5A6
List price
$479,900
Seller's direction · offers
No conveyance of offers until
Sunday, November 8 at 5:00 p.m. NST
4
days left
There will be no conveyance of any offer until Sunday November 8 at 5pm, as per the seller's direction.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305122
Located in the sought-after Westbrook Landing subdivision in Mount Pearl, this impeccably maintained two-storey family home is move-in ready, fully developed and tastefully updated throughout. Situated just seconds to the Team Gushue HWY extension and in one of the area’s most established and family oriented neighbourhoods. The main floor is bright with a functional layout featuring hardwood flooring, a formal living room with a propane fireplace, a half bath, an updated kitchen with an adjoining laundry room, and a bright dining area with a mini-split heat pump for added year-round comfort. Upstairs, you'll find three bedrooms, including a spacious primary bedroom with vaulted ceilings and a three-piece ensuite with a jetted soaker tub, two additional bedrooms and a three-piece main bathroom. The fully developed basement features a large rec room with a wet bar, a convenient half bathroom, and additional storage rooms, making it ideal for family activities, a home office, or extra storage. The attached garage is 36' deep, accessible through the basement, heated, and has two garage doors that allow for drivethrough backyard access. The exterior features a fully fenced backyard, 12x16 and 8x10 storage sheds, large patios for entertaining and low maintenance and double car parking. Some of the recent upgrades include refinished hardwood flooring, siding & windows ~10 years, fence & front and back decks 1-2 years ago, shingles 4 years ago, to name just a few. Westbrook Landing is a beautiful, family-friendly neighbourhood with close access to the Grand Concourse trail network, just minutes from shopping, Costco, community centres, parks, playgrounds, walking trails, and convenient Team Gushue Highway and arterial road access. There will be no conveyance of any offer until Sunday November 8 at 5pm, as per the seller's direction. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage Recreation room | 14.6x9 · 131 sqft 20.10x11.1 · 223 sqft |
| Second level | Bedroom Bedroom Ensuite Primary Bedroom Bath (# pieces 1-6) | 9.6x9.2 · 88 sqft 9.6x9.3 · 89 sqft 3pc 13.7x11.6 · 159 sqft 3pc |
| Main level | Laundry room Bath (# pieces 1-6) Living room Dining room Kitchen | 6.7x5 · 34 sqft 2pc 15.7x11.6 · 182 sqft 9.6x9.2 · 88 sqft 11.9x9.6 · 114 sqft |
The neighbourhood
Mount Pearl at a glance
Live market stats for Mount Pearl — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
56
Median list price
$430k
Price range
$66k – $3.8M
Typical build
1986
Average size
2,592 sqft
Where Mount Pearl listings are priced
Every active list price in Mount Pearl, grouped into bands.
List price, thousands of $ · 53 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 8 |
| 300–400 | 12 |
| 400–500 | 11 |
| 500–750 | 7 |
| 750–1M | 5 |
| 1M+ | 8 |
How Mount Pearl compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
143 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$3,023 / year
≈ $252 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
16 places shown · 3 routes · OpenStreetMap · OSRM
- 11 min to downtown St. John's11.4 km
- 17 min to Memorial University18.3 km
- 22 min to Avalon Mall25.1 km
Schools 6
Groceries 7
Cafés 2
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$744/mo
Est. winter heating (heating oil) — about $2,233 for January through March.
Estimate — not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 2,221 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $173,717
Closing costs + five years of running costs + 60 mortgage payments on a $479,900 home.
If rates rise 2 points
$27,419 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,018
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$95,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,466
- Property taxfrom the feed$3,023
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $42,945
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,519 | $197,577 | needs mortgage insurance (not modelled) |
| 10% | $2,386 | $189,624 | needs mortgage insurance (not modelled) |
| 20% | $2,121 | $173,717 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$2,121/mo
- Today, posted2026-11-04 · 6.19%$2,518/mo
- 5 years ago2021-11-03 · 4.79%$2,198/mo
- 10 years ago2016-11-02 · 4.64%$2,165/mo
At 6.19% — five years ago — the same mortgage would have cost $397 more each month than at today's posted rate.
Principal & interest only: $383,920 (80% of the $479,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 40 active
Priced at the 75th percentile of active Mount Pearl homes
$216/sqft — city median $193/sqft.
Errand score
walk-time weighted
29
grocery 510 m, school 760 m
Nearest errand: Bulk Barn (grocery) — 510 m, about 6 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 760 mNewtown Elementary School
- Grocery nearby?Yes · 510 mBulk Barn
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,184/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$252/mo
Principal & interest $0 + property tax $252 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-599
NOI / month
$-599
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $252 | $3,023 |
| Expenses | $348 | $4,176 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-599 | $-7,188 |
| NOI | $-599 | $-7,188 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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