For sale · MLS® 1304320
73 Smallwood Drive
Mount Pearl, NL, A1N1B1
List price
$329,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 3:00 p.m. NST · open for acceptance until 8:00 p.m. NST
6
days left
As per sellers direction no conveyance of any offers until Tuesday November 10th at 3pm to be left open until 8pm same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1304320
This charming bungalow offers comfortable and convenient living in an established friendly neighbourhood. The main floor features 3 bedrooms and an updated kitchen complete with stylish new back-splash, flooring, and brand-new appliances, while the lower level provides an additional fourth bedroom, large rec room, utility and additional half bath with laundry. Step outside into your fully fenced yard with mature trees backing onto a serene greenbelt, plus convenient backyard access from the front. A move-in ready gem combining space, privacy, and an exceptionally convenient location! As per sellers direction no conveyance of any offers until Tuesday November 10th at 3pm to be left open until 8pm same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
| Basement | Utility room Bath (# pieces 1-6) Recreation room Bedroom | 10'6"" x 15'2"" 10'6"" x 4'5"" 34'6"" x 24'9"" 9' 5"" x 13'6"" |
| Main level | Bedroom Bedroom Bedroom Bath (# pieces 1-6) Dining room Kitchen Living room | 10'3"" x 11' 10'4"" x 7'11"" 9'8"" x 10'8"" 5'5"" x 8'2"" 9'9"" x 7'4"" 10'6"" x 10'9"" 15'3"" x 13'9"" |
The neighbourhood
Mount Pearl at a glance
Live market stats for Mount Pearl — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
56
Median list price
$430k
Price range
$66k – $3.8M
Typical build
1986
Average size
2,592 sqft
Where Mount Pearl listings are priced
Every active list price in Mount Pearl, grouped into bands.
List price, thousands of $ · 53 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 8 |
| 300–400 | 12 |
| 400–500 | 11 |
| 500–750 | 7 |
| 750–1M | 5 |
| 1M+ | 8 |
How Mount Pearl compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
118 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$1,888 / year
≈ $157 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
28 places shown · 3 routes · OpenStreetMap · OSRM
- 12 min to downtown St. John's12.4 km
- 14 min to Memorial University12.8 km
- 19 min to Avalon Mall19.6 km
Schools 13
Health 3
Groceries 8
Cafés 1
Parks 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$571/mo
Est. winter heating (heating oil) — about $1,712 for January through March.
Estimate — not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 1,703 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $122,457
Closing costs + five years of running costs + 60 mortgage payments on a $329,900 home.
If rates rise 2 points
$18,849 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,418
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$65,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,424
- Property taxfrom the feed$1,888
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $32,060
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,731 | $138,859 | needs mortgage insurance (not modelled) |
| 10% | $1,640 | $133,392 | needs mortgage insurance (not modelled) |
| 20% | $1,458 | $122,457 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,458/mo
- Today, posted2026-11-04 · 6.19%$1,731/mo
- 5 years ago2021-11-03 · 4.79%$1,511/mo
- 10 years ago2016-11-02 · 4.64%$1,488/mo
At 6.19% — five years ago — the same mortgage would have cost $273 more each month than at today's posted rate.
Principal & interest only: $263,920 (80% of the $329,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 40 active
Priced at the 53rd percentile of active Mount Pearl homes
$194/sqft — city median $193/sqft.
Errand score
walk-time weighted
35
grocery 520 m, school 1.0 km
Nearest errand: Park (park) — 170 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 520 mNeeds Convenience - Park Avenue
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,485/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$158/mo
Principal & interest $0 + property tax $158 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-412
NOI / month
$-412
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $158 | $1,888 |
| Expenses | $255 | $3,060 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-412 | $-4,944 |
| NOI | $-412 | $-4,944 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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