For sale · MLS® 1305107
108 Dunns Hill Road
Conception Bay South, NL, A1x7W3
List price
$299,900
Seller's direction · offers
No conveyance of offers until
Sunday, November 8 at 12:00 p.m. NST · open for acceptance until 5:00 p.m. NST
4
days left
As per sellers direction, there will be no conveyance of written offers prior to 12:00pm on Sunday November 8th, all offers to remain open until 5:00pm on the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305107
Welcome to this beautifully updated property, perfectly situated on a mature corner lot in Conception Bay South. Offering the ideal combination of modern finishes, functional living space, and fantastic outdoor features. Step inside to a bright and welcoming main floor where an open-concept layout creates the perfect space for everyday living featuring a mini-split which provides added comfort all year round. The eat-in kitchen flows into the living area, while three bedrooms, a linen and coat closet and a full bathroom complete this level. Downstairs, you'll find even more space with a large rec room, a fourth bedroom, and a second full bathroom which features additional storage under the stairs. There's also a separate unfinished basement area offering laundry, an abundance of storage, and its own exterior entrance. Outside is where this property really shines! Enjoy summer evenings on the large back patio overlooking the spacious, fully fenced backyard – an ideal setting for entertaining, relaxing, or letting the kids and pets enjoy the outdoors. The mature corner lot provides plenty of space and added appeal, while the circular driveway offers ample parking. A 16 x 24 detached wired garage is the perfect bonus for additional storage, hobbies, or workspace. With modern renovations, freshly plastered and painted throughout, four bedrooms, two full bathrooms, and plenty of indoor and outdoor space, this home offers the complete package. Quick closing preferred! An opportunity for buyers looking to make a move before the holidays! As per sellers direction, there will be no conveyance of written offers prior to 12:00pm on Sunday November 8th, all offers to remain open until 5:00pm on the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage Storage Laundry room Bath (# pieces 1-6) Recreation room | 7X10 · 70 sqft 7X10 · 70 sqft 11X15 · 165 sqft 4X12 · 48 sqft 10X13 · 130 sqft |
| Lower level | Bedroom | 9X10 · 90 sqft |
| Main level | Bedroom Bedroom Bedroom Bath (# pieces 1-6) Living room Eat in kitchen | 9X9 · 81 sqft 8X13 · 104 sqft 8X17 · 136 sqft 5X9 · 45 sqft 13X16 · 208 sqft 12X18 · 216 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
138
Median list price
$317k
Price range
$50k – $5M
Typical build
2007
Average size
2,477 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 138 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 22 |
| 400–500 | 21 |
| 500–750 | 13 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
24 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,600 / year
≈ $217 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
7 places shown · 3 routes · OpenStreetMap · OSRM
- 24 min to downtown St. John's27.2 km
- 25 min to Memorial University26.5 km
- 30 min to Avalon Mall33.3 km
Schools 1
Health 1
Groceries 3
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$168/mo
Est. winter heating (heat pump electricity) — about $504 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,937 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $105,862
Closing costs + five years of running costs + 60 mortgage payments on a $299,900 home.
If rates rise 2 points
$17,135 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,008
- Property taxfrom the feed$2,600
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $23,540
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,574 | $120,772 | needs mortgage insurance (not modelled) |
| 10% | $1,491 | $115,802 | needs mortgage insurance (not modelled) |
| 20% | $1,325 | $105,862 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,325/mo
- Today, posted2026-11-04 · 6.19%$1,574/mo
- 5 years ago2021-11-03 · 4.79%$1,373/mo
- 10 years ago2016-11-02 · 4.64%$1,353/mo
At 6.19% — five years ago — the same mortgage would have cost $248 more each month than at today's posted rate.
Principal & interest only: $239,920 (80% of the $299,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 77 active
Priced at the 9th percentile of active Conception Bay South homes
$155/sqft — city median $227/sqft.
Errand score
walk-time weighted
24
grocery 690 m, school 1.1 km
Nearest errand: Stoney Hill Park (park) — 480 m, about 6 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 690 mFor Your Convenience
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,424/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$217/mo
Principal & interest $0 + property tax $217 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-374
NOI / month
$-374
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $217 | $2,600 |
| Expenses | $158 | $1,896 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-374 | $-4,488 |
| NOI | $-374 | $-4,488 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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