For sale · MLS® 1305132
34 Dunn Drive
Bay Bulls, NL, A0A1C0
List price
$575,000
About this propertyMLS® 1305132
Welcome to 34 Dunn Drive, Bay Bulls! Situated on a beautifully landscaped ¾-acre lot backing onto a greenbelt, this impressive bungalow offers the perfect combination of space, comfort, privacy, and versatility, complete with a detached garage and ground-level in-law suite! Step inside to a spacious front foyer leading into a bright, inviting main floor featuring hardwood flooring throughout and ceramic tile in the kitchen. The open-concept kitchen, dining, and living areas are ideal for everyday living and entertaining. The kitchen features rich dark cabinetry, stainless steel appliances, ample counter space, and a large peninsula with seating. The adjoining living room offers a cozy atmosphere with a custom fireplace featuring a woodstove, plus a mini-split heat pump for year-round comfort. The main floor features three generously sized bedrooms, including a spacious primary suite complete with a walk-in closet, private ensuite, and patio doors leading directly to the back patio. Downstairs, the fully developed basement offers additional living space, including a recreation room, laundry room, and plumbing in place for another bathroom. An added bonus is the ground-level, one-bedroom open-concept in-law suite, complete with its own mini-split heat pump, ideal for extended family, guests, or flexible living arrangements. Outside, a paved driveway leads to the 24' x 30' detached garage, equipped with its own mini-split heat pump. An additional 20' x 20' concrete pad offers potential for a future extension or additional workspace. The expansive backyard provides plenty of room to relax and entertain, featuring a firepit area and the added privacy of backing onto a greenbelt. Whether you're hosting family gatherings or enjoying a peaceful evening outdoors, this property has plenty to offer. With four bedrooms in total, flexible living arrangements, a spacious detached garage, and a private setting, 34 Dunn Drive is a property you won't want to miss! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Other Kitchen Family room Bedroom Bath (# pieces 1-6) Utility room | 24.9x9.10 · 227 sqft 13.10x13.7 · 179 sqft 16x13.7 · 219 sqft 13.10x9.10 · 119 sqft 5.9x8.2 · 48 sqft 11.8x15.11 · 178 sqft |
| Main level | Bedroom Bedroom Ensuite Primary Bedroom Bath (# pieces 1-6) Living room/Fireplace Dining room Kitchen Storage Foyer | 12.1x11.6 · 140 sqft 10.8x11.11 · 120 sqft 8.3x9 · 75 sqft 18.4x13.7 · 252 sqft 6.2x8.11 · 50 sqft 13.4x26.10 · 350 sqft 12.4x11.7 · 145 sqft 12.4x12.1 · 150 sqft 14.5x20 · 290 sqft 4.8x7.8 · 37 sqft |
The neighbourhood
Bay Bulls at a glance
Live market stats for Bay Bulls — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
21
Median list price
$510k
Price range
$65k – $900k
Typical build
2019
Average size
3,084 sqft
Where Bay Bulls listings are priced
Every active list price in Bay Bulls, grouped into bands.
List price, thousands of $ · 21 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 6 |
| 300–400 | 1 |
| 400–500 | 3 |
| 500–750 | 10 |
| 750–1M | 1 |
How Bay Bulls compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
119 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,071 / year
≈ $173 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 30 min to downtown St. John's31.5 km
- 36 min to Memorial University35.1 km
- 42 min to Avalon Mall41.8 km
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$273/mo
Est. winter heating (heat pump electricity) — about $818 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,143 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $180,404
Closing costs + five years of running costs + 60 mortgage payments on a $575,000 home.
If rates rise 2 points
$32,852 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,398
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$115,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,636
- Property taxfrom the feed$2,071
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $24,035
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,018 | $208,993 | needs mortgage insurance (not modelled) |
| 10% | $2,859 | $199,463 | needs mortgage insurance (not modelled) |
| 20% | $2,541 | $180,404 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$2,541/mo
- Today, posted2026-11-04 · 6.19%$3,017/mo
- 5 years ago2021-11-03 · 4.79%$2,633/mo
- 10 years ago2016-11-02 · 4.64%$2,594/mo
At 6.19% — five years ago — the same mortgage would have cost $476 more each month than at today's posted rate.
Principal & interest only: $460,000 (80% of the $575,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 12 active
Priced at the 42nd percentile of active Bay Bulls homes
$183/sqft — city median $205/sqft.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.4 kmFoodland BayBulls
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,487/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$173/mo
Principal & interest $0 + property tax $173 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-718
NOI / month
$-718
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $173 | $2,071 |
| Expenses | $546 | $6,552 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-718 | $-8,616 |
| NOI | $-718 | $-8,616 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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