For sale · MLS® 1305020
13 Brookfield Road
St. John's, NL, A1E3G3
List price
$409,900
Seller's direction · offers
No conveyance of offers until
Saturday, November 7 at 1:00 p.m. NST
3
days left
As per the Sellers Directive, there will be no conveyance of any written signed offers prior to 1:00 pm Saturday, November 7, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305020
Welcome to this fully renovated home situated on an oversized 50x175 lot with a large detached 24x30 wired garage; Ideally located less than a five minute walk from popular Bowring Park! No detail has been overlooked in this extensive remodel; beautifully transformed and taken back to the studs giving that new home feel. Upon entry you are greeted with a bright & spacious foyer followed by an open concept living room/kitchen featuring a stunning contemporary natural wood tone cabinetry, elegant finishes, and a fresh modern design. The spacious primary bedroom features its own private ensuite and large walk-in closet, while two additional bedrooms and a full bath offer plenty of room for families. Outside you'll find an impressive 24x30 detached garage and an extra large driveway, providing exceptional space for vehicles. The full basement also offers generous storage space. A major renovation, modern interior, oversized garage, and a fantastic location; all wrapped up into one incredible property!!! As per the Sellers Directive, there will be no conveyance of any written signed offers prior to 1:00 pm Saturday, November 7, 2026. All offers to remain open until 3:00 p.m Saturday, November 7, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Laundry room Ensuite Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Kitchen Living room Foyer | 5x7 · 35 sqft 5x10 · 50 sqft 5x9 · 45 sqft 11x11 · 121 sqft 11x14 · 154 sqft 13x14 · 182 sqft 11x22 · 242 sqft 11x14 · 154 sqft 5x6 · 30 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
454
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,643 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 384 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 54 |
| 300–400 | 104 |
| 400–500 | 57 |
| 500–750 | 64 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
10.99 ha parcel
Elevation
66 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Property tax
$2,000 / year
≈ $167 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
43 places shown · 3 routes · OpenStreetMap · OSRM
- 8 min to downtown St. John's6.4 km
- 13 min to Memorial University8.8 km
- 19 min to Avalon Mall15.7 km
Schools 14
Health 3
Groceries 11
Cafés 4
Parks 8
Bus stops 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$325/mo
Est. winter heating (electricity) — about $976 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,500 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $137,190
Closing costs + five years of running costs + 60 mortgage payments on a $409,900 home.
If rates rise 2 points
$23,419 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,738
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$81,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,952
- Property taxfrom the feed$2,000
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $25,260
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,151 | $157,570 | needs mortgage insurance (not modelled) |
| 10% | $2,038 | $150,777 | needs mortgage insurance (not modelled) |
| 20% | $1,812 | $137,190 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,812/mo
- Today, posted2026-10-28 · 6.19%$2,151/mo
- 5 years ago2021-11-03 · 4.79%$1,877/mo
- 10 years ago2016-11-02 · 4.64%$1,849/mo
At 6.19% — five years ago — the same mortgage would have cost $340 more each month than at today's posted rate.
Principal & interest only: $327,920 (80% of the $409,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 326 active
Priced at the 85th percentile of active St. John's homes
$273/sqft — city median $191/sqft.
Errand score
walk-time weighted
41
grocery 600 m, school 660 m
Nearest errand: Ferryland Street East Playground (park) — 400 m, about 5 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 660 mDiscovery Learning Center
- Grocery nearby?Yes · 600 mCircle K
- Bus stop?Yes · 680 mFrecker Drive at Mansfield Crescent
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R110.99 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,817/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$167/mo
Principal & interest $0 + property tax $167 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-512
NOI / month
$-512
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $167 | $2,000 |
| Expenses | $346 | $4,152 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-512 | $-6,144 |
| NOI | $-512 | $-6,144 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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