For sale · MLS® 1304951
6 RAYMOND Drive
Clarenville, NL, A5A0B6
List price
$299,900
About this propertyMLS® 1304951
Welcome to Raymond Drive, a 3 bedroom bungalow in the convenient family neighborhood of Katherine Estates. Walk to parks, Riverside Elementary, and even a sliding hill and skating pond in winter! The interior is ready for your vision. The one-level layout features beautiful lighting, with an open kitchen/living/dining area freshly painted , a primary bedroom with ample closet space and ensuite, and a second and third bedroom. The undeveloped basement is ready for your future family room, home gym, office or hobby space. Roughed in plumbing and big bright windows fill the basement space with a walk out entrance as well. Outside, you’ll find a paved double driveway, landscaped front yard and large rear yard with access and a fence lined with mature trees. This home has lovely curb appeal at an excellent price point. Don’t delay on this one! Contact a Realtor today & Book your private showing today. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Ensuite Primary Bedroom Living room Eat in kitchen Foyer | 5.8 x 7.10 · 41 sqft 10 x 8.2 · 82 sqft 11.2 x 8 · 90 sqft 7.11 x 5.10 · 36 sqft 13.6 x 12 · 163 sqft 13. x 12.3 16.7 x 12 · 200 sqft 6.7 x 4.5 · 30 sqft |
The neighbourhood
Clarenville at a glance
Live market stats for Clarenville — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
57
Median list price
$243k
Price range
$29k – $1000k
Typical build
1992
Average size
2,256 sqft
Where Clarenville listings are priced
Every active list price in Clarenville, grouped into bands.
List price, thousands of $ · 52 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 22 |
| 200–300 | 10 |
| 300–400 | 11 |
| 400–500 | 5 |
| 750–1M | 4 |
How Clarenville compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
24 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 4:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,981 / year
≈ $165 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
4 places shown · OpenStreetMap · OSRM
Schools 2
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$462/mo
Est. winter heating (electricity) — about $1,386 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,130 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $111,587
Closing costs + five years of running costs + 60 mortgage payments on a $299,900 home.
If rates rise 2 points
$17,135 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,772
- Property taxfrom the feed$1,981
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $29,265
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,574 | $126,497 | needs mortgage insurance (not modelled) |
| 10% | $1,491 | $121,527 | needs mortgage insurance (not modelled) |
| 20% | $1,325 | $111,587 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,325/mo
- Today, posted2026-10-28 · 6.19%$1,574/mo
- 5 years ago2021-11-03 · 4.79%$1,373/mo
- 10 years ago2016-11-02 · 4.64%$1,353/mo
At 6.19% — five years ago — the same mortgage would have cost $248 more each month than at today's posted rate.
Principal & interest only: $239,920 (80% of the $299,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 39 active
Priced at the 49th percentile of active Clarenville homes
$141/sqft — city median $148/sqft.
Errand score
walk-time weighted
18
school 430 m
Nearest errand: Riverside Elementary (school) — 430 m, about 5 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 430 mRiverside Elementary
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,372/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$166/mo
Principal & interest $0 + property tax $166 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-374
NOI / month
$-374
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $166 | $1,981 |
| Expenses | $209 | $2,508 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-374 | $-4,488 |
| NOI | $-374 | $-4,488 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.