For sale · MLS® 1305090
42 Dowdens Road
Conception Bay South, NL, A1X5A2
List price
$399,900
Seller's direction · offers
No conveyance of offers until
Tuesday, November 10 at 12:00 p.m. NST
6
days left
There will be no conveyance of offers until 12pm on November 10th with all offers being left open for response until at least 5pm that day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305090
Welcome to 42 Dowdens Road, an immaculate and move-in ready two-apartment split-entry home located in the desirable community of Seal Cove, Conception Bay South. Situated just a short walk from the ocean and only a few minutes' drive from Peacekeepers Way, this eight-year-old property perfectly balances coastal charm with effortless commuting access. The main unit features a spacious open-concept living area, perfect for family living and entertaining, along with three comfortable bedrooms and two full bathrooms—including a primary suite. Stepping out from the main kitchen, you'll find a large patio deck overlooking a fully fenced backyard with a view of the ocean, ideal for kids, pets, or outdoor relaxation. The home also boasts an oversized attached garage (18'6""x23'), providing ample parking and exceptional storage space. Completing the property is the cozy walk-in single-bedroom basement apartment with an open-concept kitchen and dining area, offering fantastic rental potential or space for extended family. Hear the waves crashing on the shore as this home is just a few minutes walk from the ocean. Presenting a complete, pristine package inside and out, this home is ready for its next owners to move right in. Sellers Direction in place. There will be no conveyance of offers until 12pm on November 10th with all offers being left open for response until at least 5pm that day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
| Basement | Bath (# pieces 1-6) Not known Not known Family room | 4PC 9'6""x10'6"" 13'7""x8'1"" 10'11""x11'9"" |
| Main level | Ensuite Primary Bedroom Bath (# pieces 1-6) Bedroom Bedroom Kitchen Dining room Living room | 3PC 12'5""x14' 4PC 9'1""x11'11"" 8'8""x12'8"" 10'1""x14' 8'6""x12'8"" 11'2""x14'4"" |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
138
Median list price
$317k
Price range
$50k – $5M
Typical build
2008
Average size
2,484 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 138 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 20 |
| 400–500 | 21 |
| 500–750 | 15 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
20 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,868 / year
≈ $239 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 33 min to downtown St. John's36.8 km
- 33 min to Memorial University36.1 km
- 38 min to Avalon Mall42.8 km
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$476/mo
Est. winter heating (electricity) — about $1,428 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,195 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $143,358
Closing costs + five years of running costs + 60 mortgage payments on a $399,900 home.
If rates rise 2 points
$22,848 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,698
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$79,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,856
- Property taxfrom the feed$2,868
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $34,120
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,099 | $163,241 | needs mortgage insurance (not modelled) |
| 10% | $1,988 | $156,614 | needs mortgage insurance (not modelled) |
| 20% | $1,767 | $143,358 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,767/mo
- Today, posted2026-10-28 · 6.19%$2,099/mo
- 5 years ago2021-11-03 · 4.79%$1,831/mo
- 10 years ago2016-11-02 · 4.64%$1,804/mo
At 6.19% — five years ago — the same mortgage would have cost $331 more each month than at today's posted rate.
Principal & interest only: $319,920 (80% of the $399,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 77 active
Priced at the 23rd percentile of active Conception Bay South homes
$182/sqft — city median $229/sqft.
Errand score
walk-time weighted
18
grocery 290 m
Nearest errand: Seal Cove Grocery (grocery) — 290 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 290 mSeal Cove Grocery
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,849/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$239/mo
Principal & interest $0 + property tax $239 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-500
NOI / month
$-500
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $239 | $2,868 |
| Expenses | $261 | $3,132 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-500 | $-6,000 |
| NOI | $-500 | $-6,000 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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